Loan Consultant

Taylor Morrison; Kansas City (MO); On-site; USD 70,000 - 100,000; Full time

Job summary

Taylor Morrison in Kansas City, MO is seeking a Loan Consultant to handle the full loan process from application to closing. You will advise customers on loan products, pre-qualify buyers, and collaborate with builder partners to drive sales through financing options.

The role requires a Residential Mortgage Loan Originator license, strong knowledge of FNMA/FHLMC and FHA/VA/USDA guidelines, and excellent communication to manage a high-volume pipeline with builder needs.

Qualifications

• 2+ years of mortgage lending experience or completion of internal training program.
• Knowledge of FNMA/FHLMC and FHA/VA/USDA guidelines.
• Ability to manage sizable pipeline to meet builder needs.

Responsibilities

• Assist customers in selecting loan products and securing approvals.
• Collaborate with builder partners to facilitate sales via mortgage financing.
• Originate loans according to policies and HUD/FNMA/FHLMC/VA guidelines.
• Prepare and discuss Federal and State disclosures to borrowers.
• Maintain relationships with division employees and respond to inquiries.

Skills

Mortgage lending

Pre-qualification

HUD/FNMA/FHLMC/VA guidelines

Customer service

Communication

Time management

Microsoft Suite

Education

Residential Mortgage Loan Originator license

High School Diploma or equivalent

Tools

Microsoft Suite

Job description

Job Description Summary

As a Loan Consultant your primary responsibility is performing production functions related to meeting the financing needs of our customers through consideration of all available product options within prescribed performance standards. You are responsible for the overall customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and prequalifying potential home buyers, taking complete and accurate applications, obtaining all necessary support documents along with the appropriate fees and lock-in information and overseeing the loan status to all interested parties.

Job Details

What You’ll Do

• Assist customers in the selection of loan product and securing loan approval
• Collaborate with builder partner to facilitate sales via mortgage financing
• Assess and evaluate potential customers for pre-qualification to purchase a Taylor Morrison home
• Originate loans to company policies, procedures, and must have strong, comprehensive understanding of HUD/FNMA/FHLMC/VA guidelines
• Full understanding and ability to discuss Federal and State disclosures with borrower
• Review files for compliance and quality
• Must be flexible with accessibility
• Prepare and distributes all Federal and State disclosures for product selected
• Respond to all customer inquiries to ensure exceptional customer service
• Maintain strong business relationships with division employees
• Attend builder backlog meetings and provide loan status information
• Must keep up with continuing education
• Perform other duties as assigned

Sound Like You?

• 2+ years of mortgage lending experience in current lending environment or successful completion of an internal training program
• Home building experience strongly preferred
• Will require a current Residential Mortgage Loan Originator state license
• High School Diploma or equivalent
• Applicants must have knowledge of FNMA/FHLMC and FHA/VA/USDA guidelines
• Need to manage sizable pipeline to meet to builder needs
• Oral and written communication skills with the ability to multi-task, meet deadlines and conduct business in a professional manner required
• Applicants would be expected to meet plan goals while managing backlog of high volume
• Proficient in using communication tools such as phone and computer, including Microsoft Suite
• Ability to manage key timeframes and strict deadlines
• Deliver outstanding customer service through clear verbal and written communication, collaborating effectively with both internal and external customers

FLSA Status: Non-Exempt

This position is considered a non-exempt position for purposes of wage-hour law, which means that you will be required to keep a time record and will be eligible for overtime pay.

Essential Functions:

Successful job applicants will be able to perform these functions. Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions.

• Report to Division/Corporate Office/Community regularly and adhere to schedule
• Ability to access, input, and retrieve information from a computer and/or electronic device
• Ability to interact with customers, co-workers and management face to face, by phone or electronically
• Ability to sit or stand for long periods of time and move around work environment as needed
• Ability to operate a motor vehicle if applicable
• Comply with company policies and procedure
• Ability to work overtime during busy seasons and fiscal year ends

Physical Demands:

• Must be able to able to remain in a stationary position up to 90% of the time
• The ability to frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds

*Taylor Morrison experience and/or successful completion of training program may override required education and/or experience requirement.

Job descriptions are not intended as, nor should be construed to be, exhaustive lists of all responsibilities, skills, efforts, or working conditions associated with a job. They are intended to be accurate reflections of those principal job duties and responsibilities essential for making fair pay decisions about the job.

Taylor Morrison is an equal opportunity employer. Taylor Morrison does not discriminate against any candidate or employee on the basis of race, national origin, sex, marital status, sexual orientation, age, disability, religion or veteran status.