Loan Closer – Midvale, UT (In Office)

Zionsbancorp; United States; On-site; USD 55,000 - 90,000; Full time

Job summary

Zions Bancorporation is seeking a Loan Closer to own the loan closing process from approval to closing documents at the Midvale, UT site. You will coordinate with title companies, insurers, appraisers, relationship managers and borrowers to ensure accurate, timely closings and exceptional client service.

The role requires a High School degree or equivalent and 2 years of loan processing or related experience, with strong attention to detail and knowledge of loan systems and regulations.

Qualifications

• Requires a High School degree or equivalent and 2 years of loan processing or related experience.
• Proficient knowledge of loan closing processes and procedures and lending regulations.
• Accurate, detail-oriented with multi-tasking ability.
• Strong problem resolution and customer service skills.
• Working knowledge of loan systems and basic computer skills.

Responsibilities

• Proactively communicate with title companies, insurers, appraisers, relationship managers and borrowers to satisfy closing requirements.
• Order appraisals, valuations, perform UCC searches and review entity documents.
• Manage multiple loans at different stages with clear, timely communication.
• Ensure service level agreements are met with accuracy.
• Continue process improvements and provide excellent client experience.

Skills

Customer service

Communication

Problem resolution

Loan closing processes

Lending compliance

Loan systems

Education

High School degree or Equivalent

Tools

Word processing

Spreadsheet software

Job description

Loan Closer – Midvale, UT (In Office)(

Job Number:

1. hours per week: 40

Description

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

A Loan Closer at the Business Banking Loan Center (BBLC) has the opportunity to directly impact our ability to meet the financial needs of our customers. Loan Closer’s own the processes between an approval of a small business loan, until ready for closing documents. During this phase which is considered the Due Diligence phase of a loan, the loan closer is responsible for creating an amazing client experience through accurately consistently and efficiently performing all job functions.

Job functions include:

• Proactively communicate and collaborate with all parties necessary to satisfy loan closing requirements, which may include:
• Title companies, Insurance agencies, Appraisal/Environmental Teams, Relationship Managers and Borrowers directly.
• Understand what is required based on use of proceeds and collateral, for example ordering appropriate appraisals, valuations, performing UCC searches and reviewing entity documents etc.
• Must be able to work through multiple loans at various stages in the process and keep communication lines open.
• Clearly communicate expectations and meet critical timeframes to adhere to service level agreements while maintaining accuracy.
• Multi-tasking and prioritizing critical steps in the loan closing process is essential.
• Engage with leadership and team members to ensure continual improvement and best in class experience.
• Perform job functions with an above and beyond approach.
• Utilize professional communication skills while working directly with customer of the bank.
• Problem resolution and execution of expectations.
• Be accountable to meet expectations through organizing and prioritizing duties.
• Perform other duties as assigned.

Qualifications

• Requires a High School degree or Equivalent and 2 years of loan processing, closing or other directly related experience.
• A combination of education and experience may meet requirements.
• Proficient knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems and loan documentation.
• Must be accurate, detail oriented and have ability to multi-task.
• Must have good problem resolution, audit, customer service (direct customer contact) and communication skills.
• Working knowledge of loan principles and loan systems.
• Solid computer skills including various word processing and spreadsheet software.

Benefits

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

Work Locations

Utah-Midvale-UT – Zions Tech Center
Loan Operations

ABOUT OUR COMPANY

Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.
The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.
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Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
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