Loan Closer- In-Office

Zionsbancorp; United States; On-site; USD 32,000 - 55,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance –

Life and Disability Insurance

401(k) plan with company match

Paid Training, PTO and holidays

Job summary

Zions Bancorporation is seeking a Loan Closer to join our in-office team. The Loan Closer completes due diligence, reviews third-party documents, and issues the “clear to close” for real estate and non-real estate loans.

This position is fully in office at multiple locations. You will collaborate with sales, portfolio management, underwriting, title companies, and customers to expedite loan documentation requests while upholding regulatory and policy requirements.

Qualifications

• 4 years of loan closing, documentation, processing, or related experience.
• Advanced knowledge of loan closing processes and regulations.
• Must be accurate, detail-oriented, and able to multi-task.
• Strong communication, verbal and written.
• Solid computer skills including word processing and spreadsheets.

Responsibilities

• Review loan approvals for closing conditions, regulatory compliance, appropriate lending authority, and lien perfection requirements.
• Establish conditions to close.
• Perform all loan closing tasks and proactively interact with sales, portfolio management, underwriting, document preparation, third-party vendors (e.g., title companies, insurance agencies), and bank customers.
• Effectively communicate with all parties, including field personnel and customers, to expedite loan documentation requests while meeting underwriting, bank policy, compliance, and regulatory requirements.
• Other duties as assigned

Skills

Detail-oriented

Communication skills

Customer service

Problem solving

Multitasking

Education

High School diploma or equivalent

Tools

Loan systems

Word processing

Spreadsheets

Job description

Loan Closer- In-Office(

Job Number:

1. hours per week: 40

Description

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are seeking a Loan Closer to join Zions Bancorporation. The Loan Closer plays a key role in completing all due diligence associated with satisfying approval and collateral lien perfection conditions prior to the preparation of loan closing documents. This includes requesting, reviewing, and critically interpreting all third-party documents needed to issue the “clear to close” for various types of loans, including real estate and non-real estate secured loans.

This position is fully in office (5 days a week) from the following office locations:

• Chandler, AZ
• Irvine, CA
• Denver, CO
• Las Vegas, NV
• Midvale, UT

The Loan Closer will:

• Review loan approvals for closing conditions, regulatory compliance, appropriate lending authority, and lien perfection requirements
• Establish conditions to close
• Perform all loan closing tasks and proactively interact with sales, portfolio management, underwriting, document preparation, third-party vendors (e.g., title companies, insurance agencies), and bank customers.
• Effectively communicate with all parties, including field personnel and customers, which is essential to expedite loan documentation requests while meeting underwriting, bank policy, compliance, and regulatory requirements.
• Other duties as assigned

Requirements:

• 4 years of loan closing, documentation, processing, or other directly related experience.
• Advanced knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation.
• Must be accurate, detail-oriented, and able to multi-task.
• Strong problem resolution, audit, customer service (including direct customer contact), and communication skills—both verbal and written.
• Solid working knowledge of loan principles and loan systems.
• Solid computer skills, including proficiency in word processing and spreadsheet software.
• Requires a High School diploma or equivalent. A combination of education and experience may meet requirements.

Benefits:

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

*This position is eligible to earn a base salary in the range of $23.36 – $40.19/hourly depending on job-related factors such as level of experience and location

Work Locations

Utah-Midvale-UT – Zions Tech Center Nevada-Las Vegas-NV – McCarran Center, California-Irvine-LA – Irvine, Arizona-Chandler-AZ – East Valley Ops Center, Colorado-Denver-CO – Belleview Station
Loan Operations

ABOUT OUR COMPANY

Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.
The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.

Equal Opportunity Employer It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation or you are having difficulty using our Web site to apply for employment, please contact us at [phone], Mon.-Fri. between 9 a.m. – 5 p.m. MST
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