Loan Assistant/Closer

The Citizens Bank; Philadelphia, Northern (MS, KY); Hybrid; USD 36,000 - 48,000; Full time

Job summary

The Citizens Bank in Philadelphia, MS seeks a Loan Assistant/Closer to ensure loan packages are complete and accurate by gathering financial data and credit information. You will act as a client liaison to help loans close efficiently and effectively.

Responsibilities include preparing loan packages for committee review, collecting documentation, recording titles, and assisting customers with draws and payments. A strong service mindset and knowledge of banking regulations are essential.

Qualifications

• 1–3 years experience as a Loan Assistant/Closer in an FDIC insured financial institution or similar work environment.
• Exceptional verbal and written communication skills.
• Exceptional customer service and sales background.
• Good working knowledge of state and federal banking regulations.

Responsibilities

• Provide excellent customer service to loan customers by preparing, scheduling, and executing loans in compliance with the bank’s lending policies and applicable regulations.
• Ensure all loan documentation, including credit reports, verification, and tax returns, is properly collected, updated and executed.
• Record and cancel titles, UCCs, and deeds of trust; assist customers in draws and payments on lines of credit; notarize documents as needed.
• Assist in preparation of loan packages for committee approval and maintain knowledge of loan system requirements.
• Sell and cross-sell bank products and services while ensuring compliance with banking laws and regulations.

Skills

Verbal communication

Written communication

Customer service

Sales

Microsoft Office

Education

High School Diploma

Tools

Microsoft Office

Job description

Position

Loan Assistant/Closer

Location

Philadelphia, MS

Hours

Monday thruThursday - 8 to 4:00
Friday - 8 to 5:00

About the Position

A client advocate who ensures loan packages are complete and accurate through the gathering of financial data and credit information used in the credit decision. May act as a client liaison to ensure loans are closed in an efficient and effective manner.

About the Opportunity

The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We’re different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.

Essential Duties

Provide excellent customer service to loan customers by preparing, scheduling, and executing loans in compliance with the Bank’s lending policies and procedures as well as applicable Federal and State Regulations. Ensure all necessary loan documentation, including credit reports, verification, and tax returns, are properly collected, updated and executed. Record and cancel titles, UCC’s and deeds of trust. Assist customers in making draws and payments on lines of credit. Notarize documents as needed; file. Assist in the preparation of loan packages for committee approval. Maintain a strong working knowledge of the loan system and loan requirements. Work through loan exception report to ensure liens are perfected. Perform a variety of duties to provide profits for the bank and attempts to fulfill customer needs by possessing overall current knowledge of bank products and services and actively seeking to sell and cross-sell the bank’s services to new and existing customers. Perform all job functions in compliance with the requirements of banking laws and regulations.

Perform other duties as required by supervisory personnel.

Perform other duties as required by supervisory personnel.

The Right Person

• 1 – 3 Years successful experience as a Loan Assistant/Closer in an FDIC Insured Financial Institution or similar work environment.


• Exceptional Verbal and Written Communication Skills


• Exceptional Customer Service and Sales Background


• Knowledge/Use of Microsoft Office and other PC applications


• Good working knowledge of state and federal banking regulations.


• High School Diploma or Higher

VEVRAA Federal Contractor