Loan Pre/Post View Clerk

The Citizens Bank; Philadelphia, Northern (MS, KY); Hybrid; USD 35,000 - 52,000; Full time

Job summary

The Citizens Bank in Philadelphia, MS is seeking a Loan Pre/Post View Clerk to help ensure commercial loan documentation is accurate and complete, and to record and report exceptions.

You will review pre-closing and post-closing files, verify packages against approvals, and provide guidance on perfection of documentation. Hours are Monday–Friday, 8 to 5.

Ideal candidates have 1–3 years in loan review or processing, strong Microsoft Office skills, and a high school diploma.

Qualifications

• 1–3 years' experience in loan review, processing or administration.
• Experience with loan documentation systems preferred.
• Excellent verbal and written communication skills.
• Strong Microsoft Office proficiency.
• Ability to work under time constraints.
• High school diploma or higher.

Responsibilities

• Review imaged loan documentation to ensure policy compliance and completeness.
• Record and report loan exceptions on the exception report.
• Review pre-closing and post-closing documentation for accuracy.
• Verify credit packages match loan approval structure and terms.
• Assist loan staff with exception reporting and tracking.
• Cross-train and back-up commercial loan processing.
• Ensure compliance with applicable banking regulations.
• Other duties as assigned.

Skills

Verbal communication

Written communication

Time management

Loan processing

Education

High School Diploma

Tools

Microsoft Office

Job description

The Citizens Bank of Philadelphia is seeking a Loan Pre/Post View Clerk as follows:

Posting: Loan Pre/Post View Clerk

Location: Philadelphia, MS

Hours: Monday - Friday, 8 to 5

About the Position

Ensure commercial loan documentation is accurate and complete, while recording and reporting loan exceptions, as necessary. Provide feedback and guidance internally on the perfection of commercial loan documentation.

About the Opportunity

The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We’re different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.

Essential Duties

• Review imaged documentation on commercial loans to ensure loan policy is followed and documentation is included and correct.
• Record incorrect or missing loan policy documentation on exception report.
• Review pre-closing documentation to ensure accuracy prior to loan closing.
• Review post-closing documentation to ensure accuracy after loan closing.
• Receive and verify credit packages submitted by loan officers match loan approval structure and terms.
• Review and log pre-closing exceptions for correction and verify they are cleared or properly approved prior to release of loan package for closing.
• Review and confirm exception clearing documentation for correctness and update exception tracking to remove the verified exceptions.
• Assist loan assistants/loan officers with issues concerning exception reporting.
• Cross train and back-up commercial loan processing.
• Ensure bank is in compliance with federal banking regulations including, but not limited to Bank Secrecy Act, OFAC, Community Reinvestment Act, Americans with Disabilities Act, Right to Financial Privacy Act, Gramm-Leach-Bliley Act, the Federal Reserve's "lettered" regulations , and Loan Pre/Post View Clerk roles and responsibilities relating to each act.
• Other duties as may be assigned.

The Right Person

• 1-3 years successful experience in loan review, processing or loan administration.
• Prior Experience with loan documentation systems preferred
• Exceptional Verbal and Written Communication Skills
• Exceptional Knowledge/Use of Microsoft Office products
• Ability to work within time constraints
• High School Diploma or Higher

VEVRAA Federal Contractor