Live Underwriter - Senior Process Analyst

Black And White Business Solutions; United States; Remote; USD 60,000 - 80,000; Full time

Job summary

A leading multinational corporation is seeking Live Underwriters with 2 to 10 years of experience. The role involves reviewing mortgage loans, ensuring compliance, and making independent underwriting decisions. This position offers a work-from-home option and requires US shift timings.

Qualifications

• Relevant experience of 2 to 10 years required.

Responsibilities

• Review and underwrite mortgage loans according to guidelines.
• Ensure application accuracy and compliance with regulations.
• Communicate underwriting decisions effectively.

Skills

Live underwriters

4Cs

Collateral Capacity

Credit & Income

Residential Underwriting

Education

Any Graduate or Above

Job description

About Client

Hiring for One of the Most Prestigious Multinational Corporations!

Job Title : Live Underwriters

Qualification : Any Graduate or Above

Relevant Experience : 2 to 10 Years

Must Have Skills :

1. Live underwriters

2. 4Cs
3. Collateral Capacity
4. Credit & Income

5. Residential Underwriting

Roles and Responsibilities :

1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities
2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company.
4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
5. Provides final approval underwriting of mortgage loans.
6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
7. Sign off conditions in a timely manner set by management.
8. Work with staff and management to find solutions on escalated loans.
9. May be requested to make recommendations for improving Internal Audits policies and practices.

10. Manage loans by using all functions of Encompass.
11. Effectively communicate underwriting decisions with processors and advisors
12. Maintain a high level of customer service and communication with other departments.
13. Other duties as assigned.

Interview Location : Delhi

CTC Range : Upto 14 LPA (Lakhs Per Annum)

Notice period : Immediate to 30 Days

Shift Timing : US Shift

Mode of Interview : Virtual

Mode of Work : Work from Home

Chaitanya
HR Analyst
Black And White Business Solutions,

Bangalore-560038
[e-mail]

Direct Number : 08067432445 | WhatsApp @ 8431371654