Underwriter II

Global Recruiters of Denver; United States; Remote; USD 68,000 - 85,000; Full time

Job summary

A leading insurance carrier is seeking an Underwriter II to join their underwriting team. This remote role involves evaluating risks, managing a book of business, and collaborating with various teams to ensure profitability. The ideal candidate will have strong underwriting fundamentals and excellent analytical skills.

Benefits

Medical insurance

Vision insurance

401(k)

Pension plan

Child care support

Tuition assistance

Disability insurance

Student loan assistance

Paid maternity leave

Paid paternity leave

Qualifications

• 5+ years of commercial underwriting experience.
• 3+ years underwriting worker's compensation accounts.

Responsibilities

• Evaluate submitted business and determine acceptability, pricing, and terms.
• Analyze class codes, modifiers, exposures, and trends.

Skills

Analytical Skills

Mathematical Skills

Communication

Time Management

Education

High school diploma or GED

Bachelor’s degree in business or related field

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Microsoft Outlook

Job description

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Global Recruiters of Denver provided pay range

This range is provided by Global Recruiters of Denver. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$68,000.00/yr - $85,000.00/yr

**This is a remote role with occasional travel - candidates MUST be located in SD, MN, IA, NE, KS, MO, WI, OH, CO, UT, NV, or IL**

Our client is a well-established regional insurance carrier with over 30 years of leadership in the workers’ compensation space. Their mission goes beyond insurance - they are a trusted partner in workplace safety, helping businesses protect employees and recover quickly after loss. Recognized for their high-touch service model and strong agency relationships, they are a top-tier choice for companies seeking tailored, proactive workers' compensation solutions. With a people-first culture, strong field relationships, and a highly collaborative approach, they’ve earned their position as a leading workers’ comp writer in the region. They are seeking an Underwriter II to join their growing workers' compensation underwriting team.

About the Role

The Underwriter II plays a key role in evaluating risk, analyzing profitability, and managing a book of business in alignment with the company’s growth and underwriting strategy. This position works closely with Business Development, Loss Control, and Claims teams to deliver a unified customer experience. The ideal candidate will bring strong underwriting fundamentals, data-driven decision-making, and comfort interacting with agency partners.

Key Responsibilities

• Evaluate submitted business and determine acceptability, pricing, and terms in accordance with underwriting guidelines and authority
• Analyze class codes, modifiers, exposures, and trends to ensure profitability
• Leverage predictive analytics and internal tools to evaluate small deductible programs and overall book performance
• Collaborate with Business Development on agency performance reviews, account planning, and portfolio management
• Work with agents, brokers, and policyholders to negotiate policy terms, communicate service plans, and ensure mutual understanding of underwriting decisions
• Partner with Loss Control and Claims to develop service strategies that support underwriting goals
• Participate in external meetings and presentations with agency partners and clients
• Perform agency visits and marketing activities to promote the carrier’s value proposition and competitive differentiation
• Maintain awareness of industry trends, state regulations, and bureau guidelines (NCCI and others)
• Provide feedback on underwriting systems and workflows and participate in testing and improvement initiatives

Qualifications

• 5+ years of commercial underwriting or similar experience in P&C insurance
• 3+ years underwriting worker's compensation accounts, with strong understanding of workers' compensation rating, class codes, modifiers, and regulatory guidelines
• High school diploma or GED required; bachelor’s degree in business or related field preferred
• Proficient in Microsoft Excel (intermediate to advanced), Word, PowerPoint, and Outlook
• Strong analytical and mathematical skills (including rate, ratio, and percentage calculations)
• Excellent verbal, written, and presentation skills
• Effective time management and prioritization in a high-volume environment
• Valid driver’s license and ability to travel up to 20%

Why Join This Team

• Collaborative and supportive environment with strong cross-functional engagement
• Mission-driven company with a focus on safety, client impact, and ethical growth
• Stable, well-established carrier with long-standing agency partnerships
• Competitive compensation and benefits package, including 401(k), PTO, and health coverage
• Opportunity to work in a remote capacity with regional travel and visibility

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Business Development, General Business, and Sales

• Industries

  Insurance

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Inferred from the description for this job

Medical insurance

Vision insurance

401(k)

Pension plan

Child care support

Tuition assistance

Disability insurance

Student loan assistance

Paid maternity leave

Paid paternity leave

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