Litigation Specialist

Insure National; United States; Remote; USD 90,000 - 115,000; Full time

Benefits offered by this job

Bonus

Profit sharing

Job summary

Insure National is seeking a senior Commercial General Liability (CGL) claims professional for a fully remote role in the United States, excluding California. The candidate will handle advanced, litigated CGL files, manage strategy with defense counsel, and own claims end-to-end in a paperless environment.

Responsibilities include coverage analysis, setting reserves, and drafting complex coverage letters. This position requires 10+ years of CGL experience, strong communication, and authorization

Qualifications

• 10+ years of insurance claims experience with strong Commercial General Liability background
• Proven experience handling litigated and complex/severe CGL files, including coverage and litigation management
• Strong written/verbal communication skills with the ability to draft clear, technical claim communications
• Must be authorized to work in the U.S. without current or future visa sponsorship

Responsibilities

• Manage advanced, litigated CGL claims end-to-end: investigation, evaluation, negotiation, and resolution
• Perform coverage analysis and interpret policy language against loss facts
• Draft complex coverage correspondence, including Reservation of Rights and coverage position letters, as applicable
• Establish and continually evaluate loss/expense reserves for adequacy and accuracy
• Direct and control outside resources, including defense/coverage counsel, experts, independent adjusters, etc.
• Document claim strategy, plan of action, and file activity clearly and consistently
• Participate in roundtables and provide large loss reporting and other file reporting as needed
• Maintain/obtain required adjuster licenses and stay compliant with continuing education

Skills

CGL expertise

Litigation management

Communication skills

US work authorization

Job description

Location:

Remote (U.S.) – except California

Salary Range:

$90,000 – $115,000 (base)

This is an opportunity for a senior-level Commercial General Liability (CGL) claims professional who thrives in complex, litigated loss handling and wants strong ownership of high-exposure files, with the flexibility of a fully remote role.

Why You’ll Want This Role:

• Fully remote role (U.S.) – excluding CA
• High-level technical claim handling with complex/severe CGL exposure
• Heavy litigation involvement, including coverage analysis, strategy, and counsel management
• Autonomy and ownership of files from intake through resolution
• Bonus and profit sharing potential + strong benefits package (varies by plan/eligibility)

About the Role:

Litigation Specialist / Senior Claims Examiner responsible for handling advanced, primarily litigated, commercial third-party general liability claims in a paperless environment. You’ll evaluate coverage, set reserves, drive strategy with defense counsel, and deliver efficient, well-documented claim outcomes. You may also serve as a technical resource through mentoring and knowledge-sharing as needed.

Your Responsibilities:

• Manage advanced, litigated CGL claims end-to-end: investigation, evaluation, negotiation, and resolution
• Perform coverage analysis and interpret policy language against loss facts
• Draft complex coverage correspondence, including Reservation of Rights and coverage position letters, as applicable
• Establish and continually evaluate loss/expense reserves for adequacy and accuracy
• Direct and control outside resources, including defense/coverage counsel, experts, independent adjusters, etc.
• Document claim strategy, plan of action, and file activity clearly and consistently
• Participate in roundtables and provide large loss reporting and other file reporting as needed
• Maintain/obtain required adjuster licenses and stay compliant with continuing education

Requirements:

• 10+ years of insurance claims experience with strong Commercial General Liability (CGL) background
• Proven experience handling litigated and complex/severe CGL files, including coverage and litigation management
• Strong written/verbal communication skills with the ability to draft clear, technical claim communications
• Must be authorized to work in the U.S. without current or future visa sponsorship

Preferred:

• E&S (Excess & Surplus) claims experience (highly preferred, but may be trainable)
• Experience with complex BI exposures, including catastrophic injuries/fatalities
• Experience with claim types such as habitational, premises liability, contractor/subcontractor, construction-site injuries, etc.
• Candidates should not be commercial auto/trucking-only or personal auto-only backgrounds

Interested?

If you’re an experienced CGL litigation claims professional looking for a remote role with complex exposure and strong ownership, we’d like to hear from you.

Not the right fit? Refer someone from your network!