Liquidity Risk & Funding Strategy Lead

First Tech Federal Credit Union; Marlborough (MA); On-site; USD 104,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

401(k) match

PTO 15 days

11 paid federal holidays

Employee pricing on lending products

Job summary

First Tech Federal Credit Union seeks an experienced liquidity risk professional to lead analysis and reporting on balance sheet risk. You will monitor cash, forecast liquidity needs, run stress tests, and optimize funding across FHLB, Fed facilities, and wholesale channels.

The role supports ALCO decisions and regulatory readiness. You will develop assumptions for non-maturity deposits, document rationales, and deliver clear insights to senior leadership.

Qualifications

• Bachelor's degree or 4+ years of related experience.
• 4–6 years of relevant liquidity/risk experience.
• Deep understanding of balance sheet, liquidity, and risk principles.
• Ability to analyze complex problems and advise actionable solutions.
• Strong independent judgment and analytical approach.
• Proficiency with modeling, analytics, or reporting tools.
• Excellent communication for varied audiences.

Responsibilities

• Own daily cash position process and funding actions.
• Develop liquidity forecasts across horizons.
• Design and run liquidity stress tests across scenarios.
• Maintain Contingency Funding Plan (CFP) readiness.
• Oversee collateral across funding sources and report borrowing capacity.
• Manage relationships with funding counterparties and institutions.
• Execute wholesale funding transactions per plan and policies.
• Produce liquidity metrics and escalate risks approaching thresholds.
• Contribute to non-maturity deposit and balance sheet assumptions.
• Prepare liquidity reports for ALCO, executives, and Board.
• Contribute to FTP framework and liquidity pricing.

Skills

Liquidity risk management

Data analysis

Forecasting

Communication skills

Modeling tools

Education

Bachelor's degree in a related field

Tools

Advanced modeling tools

Job description

First Tech Federal Credit Union seeks an experienced liquidity risk professional to lead analysis and reporting on balance sheet risk. You will monitor cash, forecast liquidity needs, run stress tests, and optimize funding across FHLB, Fed facilities, and wholesale channels.

The role supports ALCO decisions and regulatory readiness. You will develop assumptions for non-maturity deposits, document rationales, and deliver clear insights to senior leadership.