Senior Liquidity Risk & Funds Management Analyst

Digital Federal Credit Union; Hillsboro (OR); On-site; USD 104,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, vision

401k match

Paid time off

Paid holidays

Employee pricing on lending products

Job summary

First Tech Federal Credit Union in Hillsboro, OR is seeking a senior liquidity risk analyst to lead balance sheet and liquidity risk analysis, develop forecasts, and support reporting to ALCO and regulators.

You will own the daily cash position, run stress tests, maintain the CFP, manage collateral and funding relationships, and mentor junior staff while partnering with business leaders on strategy.

Qualifications

• Bachelor's degree in a field relevant to the role (or 4 additional years of relevant experience).
• 4–6 years of relevant experience.
• Deep understanding of balance sheet, liquidity, interest rate, and/or market risk principles.
• Ability to analyze complex problems and provide actionable solutions.
• High independence with sound judgment in selecting analytical methods.
• Proficiency with advanced modeling, analytics, or reporting tools.
• Strong communication skills.

Responsibilities

• Own the daily cash position process and manage funding actions.
• Develop liquidity forecasts across short-, intermediate-, and long-term horizons.
• Design and interpret liquidity stress tests across scenarios.
• Maintain the Contingency Funding Plan (CFP) and tabletop exercises.
• Oversee pledged collateral and optimize utilization across funding sources.
• Manage relationships with brokered deposits, wholesale funding, FHLB, and Fed.
• Execute brokered CD issuances and FHLB advances.
• Produce liquidity metrics and elevate trends to policy thresholds.
• Contribute to behavioral assumptions for non-maturity deposits and liquidity-sensitive items.
• Prepare liquidity reporting for ALCO, senior leadership, and the Board.
• Contribute to FTP framework and liquidity charges for product pricing.
• Serve as primary liquidity contact for regulatory exams and audits.
• Identify and implement improvements to liquidity processes, models, and reporting.
• Maintain documentation for liquidity models and controls.
• Partner with business leaders to align liquidity strategy with budgeting and capital planning.
• Provide guidance to junior analysts on liquidity analytics and reporting.

Skills

Liquidity risk

Balance sheet

Advanced modeling

Regulatory reporting

Communication

Independent judgment

Education

Bachelor's degree

Experience in lieu of degree

Job description

First Tech Federal Credit Union in Hillsboro, OR is seeking a senior liquidity risk analyst to lead balance sheet and liquidity risk analysis, develop forecasts, and support reporting to ALCO and regulators.

You will own the daily cash position, run stress tests, maintain the CFP, manage collateral and funding relationships, and mentor junior staff while partnering with business leaders on strategy.