Life Sciences Underwriter - Charlotte

The Hartford; Charlotte (NC); Hybrid; USD 76,000 - 180,000; Full time

Job summary

The Hartford is seeking an Executive Underwriter / Senior Underwriter to strengthen our Life Sciences underwriting team in Charlotte, NC. You will underwrite new and renewal business, assess risk, and partner with agents to deliver tailored coverage.

With 3+ years of P&C underwriting in Life Sciences and strong communication skills, you will influence pricing, manage renewal retention, and apply guidelines with precision. This role offers a hybrid schedule and competitive compensation.

Qualifications

• 3+ years of P&C underwriting in Life Sciences.
• Proven ability to build and maintain strong relationships with partners.
• Excellent communication, interpersonal and presentation skills.
• Strong analytical thinking and problem-solving abilities.
• Entrepreneurial mindset with time-management skills.

Responsibilities

• Underwrite new and renewal business in Life Sciences with account rounding opportunities.
• Manage cross-sell and up-sell to expand existing accounts.
• Apply underwriting guidelines across lines of business with precision.
• Maintain knowledge of regulations and governance.
• Make decisions within authority; consult on complex cases.
• Influence renewal retention and pricing strategies.
• Advise agency partners on Life Sciences risks.
• Collaborate with other underwriters to deepen relationships.
• Assist agents with coverage questions and resources.
• Work with Operations on mid-term changes requiring underwriting input.
• Deliver high-quality service to stakeholders.

Skills

P&C underwriting

Life Sciences domain knowledge

Relationship management

Communication skills

Analytical thinking

Job description

Executive Underwriter - UW07BD Senior Underwriter - UW08BA Underwriter - UW08BB

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

Join a high-performing, collaborative team within our Life Sciences underwriting team, where innovation and strategic thinking drive success.

Key Responsibilities

• Underwrite new and renewal business and identify account rounding opportunities within the Life Sciences sector.
• Manage cross-sell and up-sell opportunities across the team to expand existing accounts.
• Apply underwriting guidelines across applicable lines of business with precision and consistency.
• Maintain strong knowledge of industry regulations, compliance standards, and governance.
• Make underwriting decisions within individual authority; consult with subject matter experts for complex cases.
• Influence renewal retention and risk-reward outcomes using pricing tools and strategic planning.
• Act as a trusted advisor to agency partners, providing guidance and support on Life Sciences risks.
• Partner with other underwriters in the territory to drive results and deepen agency relationships.
• Collaborate with agents to answer coverage questions and direct them to appropriate resources.
• Work with Operations to manage mid-term changes requiring underwriting input.
• Deliver responsive, high-quality service to both internal and external stakeholders.

Qualifications

• 3+ years of P&C underwriting experience in the Life Sciences industry, including Products and Excess Liability.
• Proven success in building and maintaining strong relationships with business partners.
• Excellent communication, interpersonal, and presentation skills.
• Strong analytical thinking and problem-solving abilities.
• High-energy, self-starter with an entrepreneurial mindset.
• Effective time management and organizational skills.
• Goal-oriented with a focus on delivering results.
• Ability to challenge the status quo and drive innovation.
• Deep technical knowledge and sound decision-making skills.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition.

The annualized base pay range for this role is: $76,400 - $180,000

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).

Equal Opportunity Employer

Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us

Every day, a day to do right. Showing up for people isn’t just what we do. It’s who we are – and have been for more than 200 years. We’re devoted to finding innovative ways to serve our customers, communities and employees—continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it’s these values that drive all of us to do more and to do better every day.