Life Insurance Underwriter - Risk, Impact & Growth

Southern-Farm-Bureau-Life-Insurance-Company; Lakeover (MS); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

Onsite clinic

Tuition reimbursement

Retirement plan

Paid time off for volunteering

Promotional opportunities

Job summary

Southern Farm Bureau Life Insurance Company seeks an Underwriter to evaluate life insurance applications and make decisions up to a $500,000 retention limit. The role focuses on risk assessment, case review, and collaborating with agents and field staff.

The position requires a bachelor’s degree or equivalent combination of education and experience, with opportunities for professional development and a comprehensive benefits package including health insurance, tuition reimbursement, and

Qualifications

• Bachelor's degree or a combination of education and experience.

Responsibilities

• Review pending applications (new business, conversions, reinstatements, and changes to benefits) and make initial requests needed to evaluate the case.
• Analyze medical information, inspection reports, MVR reports and other information, and classify the risk.
• Communicate with the field force on questions regarding pending applications and underwriting decisions while using discretion when discussing privileged and confidential information.
• Study underwriting material, articles, and books to keep informed.
• Review and analyze cases from co-workers for second-initialing and offer opinions and assistance.
• Refer the case to a co-worker for second initialing when the request is above the retention limits, to be cancelled, to be declined, or to be rated.
• Promote and enhance business relations between the agents and home office.
• Contact doctors' offices, reinsurance companies, Home Office Reference Lab, and agents to follow-up on information not received.
• Advise Medical Information Bureau of reportable information as required by MIB guidelines.

Education

Bachelor's degree or a combination of education and experience

Job description

Southern Farm Bureau Life Insurance Company seeks an Underwriter to evaluate life insurance applications and make decisions up to a $500,000 retention limit. The role focuses on risk assessment, case review, and collaborating with agents and field staff.

The position requires a bachelor’s degree or equivalent combination of education and experience, with opportunities for professional development and a comprehensive benefits package including health insurance, tuition reimbursement, and