Life Insurance Agent

Independent Contractor; Town of Malone (NY); Remote; USD 60,000 - 120,000; Full time

Job summary

Independent Contractor in the life insurance space seeks a full-time remote Life Insurance Agent to prospect and engage potential clients, conduct needs-based assessments, and recommend suitable products.

You will schedule virtual consultations, prepare and present quotes, complete applications, and follow up to ensure policy issuance, while maintaining strong client relationships through regular check-ins and responsive service.

Qualifications

• Customer service and client relationship management skills.
• Active or attainable state life insurance license with clean regulatory record.
• Ability to work remotely with reliable internet and digital sales tools.
• Strong communication, negotiation, and time management.
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Responsibilities

• Prospect and engage potential clients, conduct needs-based assessments, and recommend suitable life insurance products.
• Schedule and conduct virtual consultations, prepare and present quotes, complete applications, and follow up to ensure policy issuance.
• Maintain strong client relationships through regular check-ins, policy reviews, and responsive customer service.
• Utilize digital platforms for marketing, lead generation, record-keeping, and compliance documentation.

Skills

Customer service

Client relationship management

Communication

Negotiation

Time management

Education

State life insurance license

Clean regulatory record

Tools

Digital sales tools

CRM platforms

Job description

Company Description

Independent Contractor opportunities for life insurance agents offer flexibility, autonomy, and the ability to build a personal book of business. As an independent agent, individuals partner with multiple carriers to provide tailored life insurance solutions for diverse client needs. The structure allows professionals to manage their own schedule, focus on specific markets or demographics, and grow their income based on performance. Independent agents typically work remotely, leveraging digital tools for client outreach, policy management, and ongoing service. This environment suits self-motivated professionals who value entrepreneurial work and direct impact on clients’ financial security.

Role Description

This is a full-time remote role for a Life Insurance Agent working as an independent contractor. The Life Insurance Agent will prospect and engage potential clients, conduct needs-based assessments, and recommend suitable life insurance products. Responsibilities include scheduling and conducting virtual consultations, preparing and presenting quotes, completing applications, and following up to ensure policy issuance. The role also involves maintaining strong client relationships through regular check-ins, policy reviews, and responsive customer service. Agents will use digital platforms for marketing, lead generation, record-keeping, and compliance documentation.

Qualifications

• Candidates should possess excellent Customer Service skills and client relationship management abilities.
• Active or attainable state life insurance license, with a clean regulatory record.
• Comfort working remotely with reliable internet access and familiarity with digital sales tools.
• Strong communication, negotiation, and time-management skills.
• Prior experience in life insurance or financial services is preferred but not required.
• High level of integrity, professionalism, and commitment to ethical sales practices.