LIfe Insurance agent remote

Precision Financials; Crescent City (CA); Remote; USD 30,000 - 90,000; Full time

Job summary

Precision Financials is expanding its remote team of Life Insurance Agents. You will build and educate clients on protection strategies, retirement planning, and education on insurance options while developing your own client base from anywhere in the United States.

This 1099 independent contractor role offers 100% commission based compensation with no base salary, hourly wage, or guaranteed income, and requires obtaining/state licensing where needed.

Qualifications

• 18 years of age or older.
• Legally authorized to work in the United States.
• Able to pass applicable background requirements.
• Willing to obtain and maintain required state licensing.
• Reliable access to a computer and internet connection.
• Strong communication and interpersonal skills.
• Comfortable working in a commission based independent contractor environment.

Responsibilities

• Meet with clients virtually or in person.
• Educate individuals and families on financial protection concepts.
• Help clients understand available life insurance options.
• Conduct needs based financial conversations.
• Develop and maintain professional client relationships.
• Follow up consistently with clients and prospective clients.
• Build and serve your own client base.
• Complete required carrier and company training.
• Maintain all required state licenses and continuing education.
• Follow industry regulations and compliance requirements.

Skills

Strong communication

Interpersonal skills

Self motivated

Coachable

Independent work

Customer service

Job description

We are a growing team of financial professionals focused on helping individuals and families understand how to protect their income, prepare for retirement, and build stronger financial futures.

We believe financial education is the foundation of financial independence. Our role is to help clients understand their options so they can make informed decisions for themselves and their families.

We are currently looking for Life Insurance Agents who want the flexibility to work remotely, develop their own client base, and grow within the financial services industry.

Licensed agents are encouraged to apply. Candidates who are not currently licensed may also be considered if they are willing to complete the required state licensing process.

About the Role

We are a growing team of financial professionals focused on helping individuals and families understand how to protect their income, prepare for retirement, and build stronger financial futures.

We believe financial education is the foundation of financial independence. Our role is to help clients understand their options so they can make informed decisions for themselves and their families.

We are currently looking for Life Insurance Agents who want the flexibility to work remotely, develop their own client base, and grow within the financial services industry.

Licensed agents are encouraged to apply. Candidates who are not currently licensed may also be considered if they are willing to complete the required state licensing process.

About the Role

As a Life Insurance Agent, you will work directly with individuals and families to help them understand financial protection strategies based on their needs and goals.

Depending on licensing, carrier availability, and client suitability, areas of education may include:

• Life insurance and income protection
• Living benefit strategies
• Term and permanent life insurance
• Retirement planning concepts
• Annuities and retirement income strategies
• College savings strategies
• Business and family protection planning

You will receive training, mentorship, ongoing professional development, and support as you build your business.

Responsibilities

• Meet with clients virtually or in person
• Educate individuals and families on financial protection concepts
• Help clients understand available life insurance options
• Conduct needs based financial conversations
• Develop and maintain professional client relationships
• Follow up consistently with clients and prospective clients
• Build and serve your own client base
• Complete required carrier and company training
• Maintain all required state licenses and continuing education
• Follow industry regulations and compliance requirements

Who We Are Looking For

We are looking for individuals who are:

• Professional and ethical
• Self motivated
• Coachable and willing to learn
• Strong communicators
• Comfortable working independently
• Consistent with follow up
• Interested in helping families
• Comfortable with a performance based environment

Previous experience in insurance, financial services, sales, healthcare, education, leadership, military service, public safety, or customer service can be helpful, but is not required.

Licensing Requirements

You must hold or be willing to obtain the appropriate state insurance license before conducting insurance business with clients.

If you are not currently licensed, we can provide guidance and support through the licensing process.

Licensing requirements and associated costs vary by state.

Compensation

This is a 1099 independent contractor position.

Compensation is 100% commission based and tied to individual production.

There is:

• No base salary
• No hourly wage
• No guaranteed income
• No cap on individual production based compensation

Income varies based on activity, production, experience, client needs, and the amount of time committed to the business.

Additional compensation opportunities may become available based on qualification, production, leadership development, and company compensation guidelines.

Schedule

• Part time or full time
• Flexible scheduling
• Remote work
• Optional in person client appointments

Many agents begin part time while maintaining their current career and increase their commitment as their business develops.

Training and Development

No one is expected to know everything when they begin.

We provide:

• Initial training
• One on one mentorship
• Live client training
• Product and carrier education
• Sales and communication development
• Leadership development
• Ongoing professional training

Training itself is unpaid.

Basic Qualifications

• 18 years of age or older
• Legally authorized to work in the United States
• Able to pass applicable background requirements
• Willing to obtain and maintain required state licensing
• Reliable access to a computer and internet connection
• Strong communication and interpersonal skills
• Comfortable working in a commission based independent contractor environment

Why Join Our Team?

This opportunity is designed for individuals who want more than simply selling a product.

We focus on helping agents become stronger educators, communicators, business owners, and leaders while helping families make better informed financial decisions.

Whether you are already an experienced Life Insurance Agent or entering the industry for the first time, our goal is to provide the training, mentorship, systems, and support necessary for you to build something of your own.

• If you are looking for a flexible remote opportunity in life insurance and financial services and are comfortable building in a performance based environment, we would like to speak with you.