Life Insurance Advisor: Empower Clients with Coverage

Korhorn-Financial-Group-Inc; Granger (IN); On-site; USD 50,000 - 80,000; Full time

Job summary

Korhorn-Financial-Group-Inc seeks a Life Insurance Advisor to educate clients on life, disability, and long term care insurance options and present a value-based recommendation for coverage. The role emphasizes non-P&C products and relies on AHIP/ licensing progress.

The advisor will collaborate with Financial Advisors to ensure recommendations fit a client’s overall financial picture, maintain detailed client records, and meet weekly/monthly goals through compliant sales practices.

Qualifications

• Bachelor’s degree preferred or related field experience
• Life & Health license required (or ability to obtain)
• Long Term Care Certification

Responsibilities

• Educate clients on life, disability, and long term care coverage options
• Uncover trust expansion opportunities
• Answer complex client coverage questions as requested by the Life & Health Dept CSC
• Administrative, Licensing & Contracting
• Prospecting with clientele
• Quote and sell non P&C business to achieve weekly/monthly goals
• Adhere to company compliance and underwriting guidelines
• Maintain a comprehensive knowledge of health product changes
• Complete AHIP, FFM and product specific training deadlines
• Compile client data to assess carrier options to make recommendations
• Works with Financial Advisors and Tax preparer to ensure the advice given is within the context of a client’s overall financial picture
• Thoroughly communicates out of pocket client expenses to set accurate product expectations
• Adheres to a compliant sales process by obtaining necessary SOA’s, using a compliant marketing and sales process
• Engages client in the presentation to ensure they understand the material presented. Elicit a response from client whether they have concerns about proceeding with coverage.
• Document all client meeting notes within one business day of meeting held
• Obtains completed health applications and signatures for carrier compliance
• Review coverage options with clients
• Simplify complex coverage concepts thereby equipping clients to make informed life, disability, and long term care coverage decisions
• Review coverage and cost analysis information when multiple options are available.
• Perform other duties as required.

Skills

Organizational skills

Attention to detail

Analytical thinking

Team player

Coachable

MS Office proficiency

Education

Bachelor’s degree preferred

Life & Health license required

Long Term Care Certification

Job description

Korhorn-Financial-Group-Inc seeks a Life Insurance Advisor to educate clients on life, disability, and long term care insurance options and present a value-based recommendation for coverage. The role emphasizes non-P&C products and relies on AHIP/ licensing progress.

The advisor will collaborate with Financial Advisors to ensure recommendations fit a client’s overall financial picture, maintain detailed client records, and meet weekly/monthly goals through compliant sales practices.