Life/Health Underwriting Intern - Summer 2027

aoins; Lansing (MI); On-site; USD 20,000 - 29,000; Full time

Job summary

Auto-Owners Insurance in Lansing, MI invites motivated students to join our underwriting team as an intern. You will learn insurance coverages and contracts, study company policies, and participate in underwriting decisions under supervision.

You will analyze loss exposure, gain working knowledge of the underwriting department, and communicate with independent agents and colleagues to support risk assessment. This internship emphasizes practical learning and professional development.

Qualifications

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Become familiar with company policies, manuals and endorsements in order to understand their meaning and use.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other employees through verbal and/or written means.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Become familiar with company policies, manuals and endorsements in order to understand their meaning and use.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other employees through verbal and/or written means.

Skills

Organizational skills

Multitasking

Communication skills

Problem solving

Product knowledge interest

Health knowledge helpful

Education

Currently enrolled college student (juniors/seniors)

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience

• Student should be currently enrolled and entering their junior or senior year in college.
• Ability to organize data, multi-task and make decisions independently
• Above-average communication skills (written and verbal).
• Ability to resolve complex issues.
• An interest in developing product knowledge through participation in approved educational programs.
• Understanding of health and medical conditions is helpful but not required

Rate of Pay

Rate of pay starts at $18.00 per hour.

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement

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