Personal Lines Underwriting Internship - Summer 2027

aoins; Lake Elmo (MN); On-site; USD 25,000 - 36,000; Full time

Job summary

Auto-Owners Insurance in Minnesota is seeking an Underwriter Intern to learn coverages, contracts, and underwriting procedures while supporting the team.

You will analyze loss experience and risk characteristics and communicate with independent agents; the position offers a structured training program and potential for a bonus.

Qualifications

• Student must be enrolled in college and entering junior or senior year.
• Able to organize data, multi-task, and make decisions independently.
• Excellent written and verbal communication.
• Interest in developing product knowledge through approved educational programs.

Responsibilities

• Learn insurance coverages and contracts along with company procedures to inform underwriting decisions.
• Become familiar with company policies, manuals, forms and endorsements to understand their meaning and use.
• Analyze loss experience, financial conditions and risk characteristics.
• Acquire working knowledge of supporting underwriting department functions.
• Effectively communicate with independent agents and employees.

Skills

Data organization

Multi-tasking

Communication

Independent decision making

Product knowledge interest

Education

Enrolled in college (junior or senior)

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated individual to join our team as an Underwriter Intern. The position requires the person to:

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Become familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other employees through verbal and/or written means.

Desired Skills & Experience

• Student should be currently enrolled and entering their junior or senior year in college.
• Ability to organize data, multi-task and make decisions independently
• Above-average communication skills (written and verbal).
• Ability to resolve complex issues.
• An interest in developing product knowledge through participation in approved educational programs.

Rate of Pay

For this position, the anticipated starting hourly rate is: $22.00/hour. This position is also eligible for a bonus opportunity.

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program and employee mentoring. Benefits offered for this position include paid holidays and paid time off. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

#LI-DNI #IN-DNI