Life Claims Adjuster (Adjuster IV)

Guarantee Trust Life Insurance Group; Glenview (IL); On-site; USD 45,000 - 52,000; Full time

Benefits offered by this job

Medical

Health Savings Account (including)

Dental

Vision

Dependent Care FSA

Basic Life Insurance (full premium)

Voluntary Employee, Spouse and Child -

Short-Term and Long-Term Disability

Paid Holidays

Paid time off including vacation, etc.

401(k), 401(k) Match and Profit-Shar-

Job summary

Guarantee Trust Life Insurance Company is seeking a Life Claims Adjuster (Adjuster IV) to adjudicate claims and Return of Premium (ROP) claims. The role requires interpreting diverse policy language, reviewing medical records, and determining beneficiaries with careful attention to state guidelines.

The position is on-site in Glenview, IL with three flexible remote days per month and half-day Fridays. Prior life claim adjusting experience and strong communication are essential for success in a

Qualifications

• Prior life claim adjusting experience is required.
• Experience reading and interpreting policy language for benefits administration.
• Experience in contestability or rescission investigations is a plus.
• Excellent verbal communication on calls and written communication for requests and benefit letters.
• Ability to analyze risk and identify potential fraud flags.
• Able to work in a production-based environment and meet quantity requirements.

Responsibilities

• Gather and review required documentation
• Conducts medical history investigations
• Conducting accident or homicide investigations
• Accurate and timely processing of ROP claims
• Establishes eligibility and large dollar benefits
• Accurate and timely processing of claim payments
• Meet department quality and production standards
• Corresponds with beneficiaries, customers, and co-workers clearly and professionally
• Customer phone interaction with beneficiaries, family members, and funeral homes is necessary
• Provide assistance with ad hoc projects and operational initiatives as needed

Skills

Life claims adjusting

Policy interpretation

Fraud awareness

Communication skills

Risk analysis

Detail oriented

Tools

Microsoft Word

Excel

Job description

Job Details

Job Location: GUARANTEE TRUST LIFE - Glenview, IL, Position Type: Full Time, Salary Range: Undisclosed, At Guarantee Trust Life Insurance Company (GTL), employees join a company with nearly 90 years of stability, purpose, and forward momentum. Founded in 1936 and headquartered in Glenview, Illinois, GTL blends timeless values—integrity, quality products, and personal service with innovative life and health insurance solutions that help policyholders and distributors across the country.

Where You’ll Work

This position is required to work on-site in our Glenview, IL office most days. Everyone receives 3 flexible remote days per month. And, we offer half-day Fridays – every Friday!

Role Overview

The Life Claims Adjuster (Adjuster IV) will be responsible for adjudicating claims and Return of Premium (ROP) claims based on variable contract provisions, benefits, and state guidelines. The person in this position must be able to understand policy contract language, insurance applications, state statutes, interpret medical records, determine appropriate beneficiaries, identify potential fraud, and correctly calculate the benefits due.

Responsibilities

• Gather and review required documentation
• Conducts medical history investigations
• Conducting accident or homicide investigations
• Accurate and timely processing of ROP claims
• Establishes eligibility and large dollar benefits
• Accurate and timely processing of claim payments
• Meet department quality and production standards
• Corresponds with beneficiaries, customers, and co-workers clearly, accurately, and professionally
• Customer phone interaction with beneficiaries, family members, and funeral homes is necessary
• Provide assistance with ad hoc projects and operational initiatives as needed

Qualifications

• Prior Life claim adjusting experience is required
• Experience reading and interpreting many different types of policy languages for benefit administration
• Experience in Contestability, or Rescission investigations a plus.
• Basic knowledge of software - Microsoft word, Excel a plus.
• Previous Health/Life insurance Customer Service experience
• Basic ability to read and interpret medical records
• Excellent verbal communication on calls and written communication for request and benefit letters
• Ability to analyze risk and identify potential fraud flags
• Able to work within a production-based environment and meet quantity requirements
• Must have great attention to detail, good judgment, and strong organizational skills

Compensation & Benefits

• Medical
• Health Savings Account (including employer contribution)
• Dental
• Vision
• Dependent Care FSA
• Basic Life Insurance (full premium paid by employer)
• Voluntary Employee, Spouse and Child Life Insurance
• Short-Term and Long-Term Disability
• Paid Holidays
• Paid time off including vacation, personal days, sick time and Summer / Flex Fridays
• 401(k), 401(k) Match and Profit-Sharing Retirement Plan

The pay range for this role is $32.50 - $38.00/hour. The pay range provided is not a guarantee of compensation. The range reflects potential pay for the job grade for this role at the time of this posting. Compensation will depend on several factors such as specific competencies, relevant education and experience, qualifications, and industry certifications. Compensation ranges are subject to change and may be higher or lower than the range described above.

Stay Connected with GTL

We invite you to learn more about Guarantee Trust Life by visiting:

Our Website

LinkedIn

EOE m/f/d/v