Licensed Personal Lines P&C Insurance Agent

Fair; United States; Remote; USD 45,000 - 90,000; Full time

Benefits offered by this job

Health insurance

Agency-provided leads

No cold calling

Ongoing training

Job summary

Fair Insurance Agency is seeking a licensed Personal Lines Insurance Agent to join our growing remote sales team. This role focuses on helping clients secure auto, home, renters, condo, and umbrella protection while handling inbound opportunities.

Remote to start with a plan to relocate to Phoenix, AZ within 3 months. Base salary $45,000 plus commission, health insurance, and agency-provided leads, with no cold calling.

Qualifications

• Licensed Personal Lines professional with P&C license
• Experience selling personal lines insurance products
• Strong communication and relationship-building skills

Responsibilities

• Respond promptly to warm call transfers and inbound requests
• Quote, advise, and bind personal lines policies (auto, homeowners, renters, condo, umbrella)
• Assess client needs and recommend coverage solutions
• Introduce mechanical breakdown protection as part of a comprehensive protection strategy
• Cross-sell Fair vehicle protection products where appropriate
• Follow up on quotes and opportunities to maximize close rates
• Maintain accurate client records and activity notes in systems
• Deliver exceptional customer service throughout the sales process
• Stay current on carrier guidelines, underwriting, product offerings and Fair protections
• Collaborate with management on sales initiatives and goals

Skills

Strong phone comms

Relationship-building

Independent worker

Time management

Customer-focusedsales

Inbound opportunity mindset

Education

Active Property & Casualty license

Experience selling personal lines

Tools

Agency management systems

Comparative rating platforms

Job description

Fair Insurance Agency is seeking a motivated, licensed Personal Lines Insurance Agent to join our growing team. This role is focused on helping individuals and families secure the right protection for their homes, autos, umbrellas, and other personal insurance needs.

This is a full-time, 100% remote position offering a base salary of $45,000 plus commission, health insurance, and a consistent flow of agency-provided leads. All opportunities are delivered as warm call transfers or inbound requests, allowing agents to focus on consultative selling rather than prospecting.

About Fair

Fair is a modern vehicle protection company redefining the auto warranty industry through trust, transparency, and customer-first service. Our mission is simple: provide comprehensive protection that actually works, without hidden fees, confusing contracts, or high-pressure sales tactics.

Fair Insurance Agency is a wholly owned subsidiary of Fair, creating a unique opportunity to combine traditional insurance solutions with innovative vehicle protection products. By integrating mechanical breakdown protection into the insurance conversation, our agency offers clients a broader protection strategy while creating additional value and earning opportunities for agents.

Compensation and Benefits

• Base salary of $45,000 plus commission
• Expected annual compensation of $65,000–$90,000+
• Health insurance benefits
• Agency-provided leads through warm transfers and inbound requests
• No cold calling or self-generated prospecting required
• Ongoing training, support, and sales enablement resources
• Non-resident licensing and continuing education costs covered

Location: Remote to start but with the goal of moving to Phoenix, Arizona within 3 months of hiring.

Job Description:

Personal Lines Insurance Agent – Fair Insurance Agency

Fair is seeking a licensed Personal Lines Insurance Agent to join our growing remote sales team. This role is ideal for a consultative insurance professional who enjoys helping customers protect what matters most while working qualified inbound opportunities.

Agents receive a steady flow of agency-generated leads through warm transfers and inbound requests, allowing them to focus on advising clients, building relationships, and closing business.

Primary Responsibilities

• Respond promptly to warm call transfers and inbound insurance requests
• Quote, advise, and bind personal lines policies including auto, homeowners, renters, condo, and umbrella insurance
• Assess client needs and recommend appropriate coverage solutions
• Introduce eligible clients to mechanical breakdown protection as part of a comprehensive protection strategy
• Cross-sell Fair vehicle protection products where appropriate
• Follow up on open quotes and opportunities to maximize close rates
• Maintain accurate client records and activity notes within agency systems
• Deliver exceptional customer service throughout the sales process
• Stay current on carrier guidelines, underwriting requirements, product offerings, and Fair protection solutions
• Collaborate with management on sales initiatives and performance goals

Requirements

• Active Property & Casualty license in resident state
• Experience selling personal lines insurance products
• Strong phone communication and relationship-building skills
• Ability to work independently
• Excellent organization and time-management skills
• Comfortable managing a consistent volume of inbound opportunities
• Customer-focused sales approach
• Interest in offering modern protection solutions that create value for clients
• Familiarity with comparative rating platforms and agency management systems preferred
• Experience selling VSC or MBI

Ideal Candidate

The ideal candidate is confident on the phone, responsive to inbound opportunities, and comfortable guiding clients through insurance decisions in a consultative manner.

This individual should be:

• Self-motivated and results-oriented
• Detail-oriented and organized
• Comfortable working remotely with minimal supervision
• Focused on delivering excellent customer experiences
• Motivated by performance-based compensation
• Excited about representing an innovative insurance agency backed by a leading vehicle protection company

The strongest candidates will thrive in a fast-paced environment, excel at converting qualified opportunities into customers, and embrace the opportunity to offer both insurance and vehicle protection solutions.

Equal Opportunity Employer

Fair is an equal opportunity employer committed to building a diverse and inclusive workplace. We welcome applicants of all backgrounds, experiences, and perspectives and believe that diverse viewpoints strengthen our team and improve our ability to serve customers.