Licensed Mortgage Loan Officer (1+ year required)

Perry Johnson Mortgage; Troy (MI); On-site; USD 100,000 - 600,000; Full time

Job summary

A leading company in mortgage solutions is seeking a skilled Loan Officer to evaluate loan applications, negotiate terms, and ensure compliance with industry regulations. The ideal candidate will have a strong background in financial sales, excellent negotiation skills, and the ability to provide exceptional customer service. Join a dynamic team and contribute to the success of clients in achieving their financial goals.

Qualifications

• Proven experience in financial sales or related field.
• Strong knowledge of loan origination processes.

Responsibilities

• Evaluate loan applications and determine creditworthiness.
• Negotiate loan terms and conditions with clients.
• Collaborate with clients to gather necessary financial documents.

Skills

Financial Sales

Negotiation

Communication

Attention to Detail

Education

NMLS License

Tools

Quicken

Accounting Software

Job description

• Evaluate loan applications and determine the creditworthiness of applicants
• Conduct thorough financial analysis and assess the risk associated with each loan application
• Negotiate loan terms and conditions with clients to ensure mutually beneficial agreements
• Collaborate with clients to gather necessary financial documents and information for loan processing
• Utilize loan origination software, such as Quicken, to streamline the application and approval process
• Perform credit analysis to assess the likelihood of repayment and adherence to TILA regulations
• Maintain accurate records of loan applications, approvals, and denials
• Collaborate with underwriters and other team members to ensure smooth loan processing
• Stay up-to-date with industry trends, regulations, and best practices in loan origination
• Work with partner lenders such as Rocket, AmeriSave, Loan Depot, PennyMac, etc.

Qualifications :

• Proven experience in financial sales or a related field
• NMLS license required
• Strong knowledge of loan origination processes and procedures
• Familiarity with accounting software for financial analysis purposes
• Excellent negotiation skills to secure favorable terms for both the client and the bank
• Ability to analyze creditworthiness and assess risk accurately
• Strong attention to detail and ability to work in a fast-paced environment
• Excellent communication skills, both written and verbal
• Ability to build rapport with clients and provide exceptional customer service

Please note that this job description is not exhaustive and additional responsibilities may be assigned as needed.

Job Type : Full-time

Pay : $100,000.00 - $600,000.00 per year

Benefits :