Licensed Field Service Representative - Traverse City, MI

acg; Traverse City (MI); On-site; USD 32,000 - 34,000; Full time

Benefits offered by this job

Medical, dental and vision benefits

401k Match

Paid parental leave

Paid Time Off (PTO)

Tuition assistance

AAA Membership

Job summary

AAA The Auto Club Group (ACG) in Traverse City, MI seeks a Field Insurance Service Representative. You will handle retention calls, process applications and renewals, quote prices, and promote insurance and membership products to customers.

The role requires an active Property & Casualty license, compliance with state requirements, and completion of related training within six months. Strong customer service and sales skills are essential.

Qualifications

• A current Property & Casualty Insurance license is required.
• Must qualify, obtain, and maintain state licenses for selling and servicing Auto Club Group products.
• Completion of Customer Service, Insurance and Membership training within 6 months of hire.

Responsibilities

• Perform retention calls, process applications, renewals, amendments and resolve customer problems.
• Provide price quotes on insurance products and explain features and discounts.
• Take insurance payments and respond to inquiries about availability and coverage.
• Refer customers to agents when appropriate and promote cross-sale opportunities.
• Process policies, endorsements and billing clarifications; maintain records.

Skills

Customer service

Insurance knowledge

Sales skills

Communication

Teamwork

Microsoft Office

Phone empathy

Education

High School Diploma or equivalent

Tools

PPS

POS

IMS

IPM

Job description

Job Type: Full time

Exempt/Non Exempt: Hourly

Job Description:

Join America's most trusted brand with over 100 years of service.

Why Choose AAA The Auto Club Group (ACG)

ACG offers excellent and comprehensive benefits packages:

• Medical, dental and vision benefits
• 401k Match
• Paid parental leave and adoption assistance
• Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays
• Paid volunteer day annually
• Tuition assistance program, professional certification reimbursement program and other professional development opportunities
• AAA Membership
• Discounts, perks, and rewards and much more

A DAY IN THE LIFE of a Field Insurance Service Representative

• Perform retention calls, process applications, renewals, amendments, resolve customer problems, as well as selling membership and financial products (credit cards)
• Provide price quotes on all insurance products and factor in all applicable rules (underwriting, business, etc.) and discounts to complete the sale
• Take insurance payments (initial, installment, lapse, or reinstatement)
• Respond to customers' insurance inquiries and explains product features and Auto Club Group service advantages to potential customers for the purpose of promoting and selling various insurance, membership, and financial products
• Refer to agent when appropriate
• Recognize and promote cross-sale opportunities within the context of servicing a change to an existing member's policy and provide efficient processing of customer policies, endorsements, and status and coverage changes in accordance with state rules and corporate policies and procedures
• Provide customer assistance through the performance of sales processing activities and assists management and agents when applicable
• Conduct outbound promotional and retention call activities per management request and provides general promotion of Auto Club Group products and services following established guidelines
• Participate in a team environment to promote customer satisfaction and consistent service following the customer service model
• Receive and resolve member/customer complaints and seeks assistance from management in complaint resolution as necessary
• Participate in office events developed to generate insurance revenue, improve member awareness of products, and support local community activities
• Fulfill, maintain and service insurance policies
• Respond to inquiries regarding insurance availability, eligibility, coverage. Prepare insurance proposals, policy changes, transfers, and billing clarification
• Contact members or insureds regarding the renewal of delinquent memberships, late premium payments and to solicit reinstatements in the event of policy cancellations
• Verify new business applications
• Refer relevant members/insureds to other lines of business (i.e. Travel and Life)
• Process insurance and membership payments
• Update electronic member information
• Maintain filing systems and provide other general Agency support

HOW WE REWARD OUR EMPLOYEES

Starting hourly wage of $23.00 - $25.50 per hour, based on experience

WE ARE LOOKING FOR CANDIDATES WHO

Required Qualifications:

• A Current Property & Casualty Insurance license
• Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.
• Successful completion of Customer Service, Insurance and Membership training within 6 months of hire

Education:

• High School Diploma or equivalent

Work Experience:

• Provide a high level of customer-focused service
• Service insurance policies and processing applications, renewals, and amendments
• Respond to billing and coverage questions
• Process monetary transactions; Taking payments
• Promote the sales of insurance products and services using established guidelines
• Present complex information in a clear and concise manner

Knowledge and Skills:

• Analyze member/potential customer insurance needs and determine appropriate levels of coverage
• Prepare appropriate rate quotations
• Organize, plan and promote the sale of ACG insurance and membership products and services
• Perform outbound service calls
• Maintain accurate records
• Insurance terminology
• General insurance regulations
• Underwriting procedures
• Sales regulatory and compliance guidelines
• Insurance Systems and/or membership systems (e.g., PPS, POS, IMS, IPM)
• Work effectively in a team environment
• Work independently, with minimal supervision
• Exceed member expectations relating to professionalism of demeanor, efficient and effective customer service (on phone or in person) and maintenance of workstation and office facility
• Proficient in using Microsoft Office products
• Read, comprehend, and communicate clearly and concisely in the work environment and with the public (e.g ., explain instructions, rules and procedures)