Lending Operations Business Analyst

Stanford Federal Credit Union; Palo Alto (CA); On-site; USD 89,000 - 111,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life/AD&D insurance

Short-term disability

Dependent coverage (50%)

401(k) matching

Education reimbursement

Employee recognition program

Commuter benefits

Wellness benefits

Paid sick leave

Paid vacation

Paid holidays

Training & conferences

Loan rate discounts

Fee waivers / deposit bonuses

Employee assistance program

Job summary

Stanford Federal Credit Union in Palo Alto is seeking a Lending Operations Business Analyst to join our professional team. You will partner with the Lending Product Manager to enhance lending platforms, streamline operations, and drive the product roadmap.

You will collaborate with business lines to gather requirements, solve system challenges, and support platform improvements. The role requires proactive problem-solving and strong teamwork.

Qualifications

• One to three years of industry experience or equivalent education/experience.
• Understanding of current legal and regulatory issues: Reg Z, TRID, HMDA, Reg B.
• Willing to Learn and cross-train departmental duties.
• Knowledge in configuring Industry Lending platforms and familiarity with SQL and relational database design.
• Ability to read and interpret lending data.
• Strong communication skills, both verbal and written.

Responsibilities

• Supports lending operations with issues and system enhancements.
• Configures platforms and maintains knowledge of systems capabilities and emerging features.
• Testing and maintaining lending platforms.
• Produce ad hoc lending reports and end of month reports.
• Produce and maintain Lending Systems departmental procedures.

Skills

SQL

Lending ops

Analytical

Communication

Regulatory knowledge

Tools

SQL

Job description

Lending Operations Business Analyst

Full Time Professional Palo Alto, CA, US

10 days ago Requisition ID: 1687

Salary Range: $89,000.00 To $111,000.00 Annually

Lending Operations Business Analyst Opportunity at Stanford Federal Credit Union!

We’re on a mission to improve financial lives! If you’re a high-energy, compassionate, and collaborative individual with a desire to make a difference, we encourage you to consider joining our SFCU team! Members really do come first at Stanford FCU because we’re non-profit and owned by our members. Our members work for Stanford University or some of the most innovative companies in Silicon Valley—and we provide them with the most generous financial benefits in our industry.

Stanford FCU is a $4.5 billion company with a global reach of over 95,000 members in 90 countries and growing! Come grow with us and see what it’s like to work for a Bay Area Top Workplace. As our CEO says, "we work hard, and we play hard", and we need your help to improve even more financial lives!

The Lending Operations Business Analyst will partner with the Lending Product Manager to enhance lending platforms, streamline operations, and execute the product roadmap. Collaborate with business lines to gather requirements, solve complex system challenges, and support platform improvements. Conduct testing to validate system changes and ensure successful implementation. The ideal candidate is a proactive problem-solver who continuously develops technical expertise, exercises sound judgment, and thrives in a collaborative, team-oriented environment.

*Please note this position is hybrid on site in Palo Alto, CA*

Who YOU are:

• One to three years of industry experience and or combination of education and experience.
• Possess an understanding of current legal and regulatory issues: Reg Z, TRID, HMDA, Reg B.
• Willing to Learn and cross-train departmental duties of the credit union. Possess versatility and flexibility to successfully serve as a backup to other positions.
• Knowledge in configuration Industry Lending platforms and familiarity with SQL and general understanding of relational database design.
• Ability to read and to interpret lending data.
• Strong communication skills, both verbal and written.

What YOU’LL do:

• Supports lending operations with issues and system enhancements.
• Configures platforms and maintains current knowledge of systems capabilities and emerging features.
• Testing and maintaining lending platforms.
• Produce ad hoc lending reports and end of month reports.
• Produce and maintain Lending Systems departmental procedures.

Some of our benefits for YOU:

• 100% paid employee medical, dental, vision, life/AD&D and short-term disability insurance for the employee; 50% paid for dependents
• Quarterly incentives up to 10% of your salary (based on position)
• Employer 401(k) matching up to 5% plus additional annual discretionary contributions
• Education reimbursement up to $5,200/year
• Employee recognition program with cash incentives
• Commuter Toll Benefit $100-$200/month (based on position)
• Wellness Benefits up to $1,200 per year
• Paid Sick Time accrues at two weeks per year
• Paid Vacation Time accrues at three weeks per year
• Paid Federal banking holidays (approximately 11 per year)
• Ongoing training and education, seminars, and conferences
• Loan rate discounts on some products (vehicle, mortgage and HELOC loans)
• Waived fees and deposit bonuses on Stanford FCU accounts
• Employee Assistance Program with free benefits like counseling, help finding legal assistance and day care resources

Stanford Federal Credit Union providescompetitivepay ranges based on factors such as (but not limited to) the scope and responsibilities,qualificationsneeded for the position andexternal market pay for comparablepositions.

Please Note: SFCU does not provide work visa sponsorship or accept visa transfers for any positions.

Stanford Federal Credit Union is an equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities.