Lending Analyst

BlueHub Capital; Boston (MA); Hybrid; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health, dental, vision, life and disa­

401(k) matching

Wellness and charitable gift matching

Generous vacation and leave

Job summary

BlueHub Capital in Boston, MA is seeking a Lending Analyst to support underwriting, business development, and strategic initiatives for the BlueHub Loan Fund. You will analyze loan requests, prepare credit materials, and help cultivate borrower and referral-partner relationships.

The role reports to the Director of Strategic Initiatives and Loan Fund President, collaborates with lending, credit and portfolio management teams, and offers a hybrid schedule with three in-office days and two remote

Qualifications

• Bachelor’s degree in urban planning, finance, accounting, impact finance, real estate or related field.
• Graduate degree in a related field is a plus.
• Some relevant experience valued in community development finance, banking, real estate, or nonprofit settings.
• Strong analytical skills for credit analysis and strategic initiatives, including due diligence and financial statement review.
• Excellent written and verbal communication, with ability to synthesize complex information.

Responsibilities

• Analyze loan requests and review financial statements, tax returns, and project documentation.
• Prepare credit memoranda and loan presentations for internal credit review and Loan Committee.
• Support due diligence on collateral, guarantors, and project feasibility with third parties.
• Prepare materials for product marketing and borrower meetings.
• Support business development strategy, relationship management and pipeline development.
• Provide analytical support for strategic projects and process improvements.
• Prepare internal and external reports related to lending activity and portfolio performance.

Skills

Analytical skills

Credit analysis

Excel modeling

Written communication

Team collaboration

CRM (Salesforce)

AI tools experience

Education

Bachelor's degree in urban planning/finance/real estate or related field

Graduate degree in related field is a plus

Tools

Salesforce

Job description

Position Overview

BlueHub Capital is seeking a Lending Analyst to support BlueHub Loan Fund's underwriting, business development, and strategic initiatives. This person will play a central role in analyzing loan requests, preparing credit materials, supporting borrower and referral-partner relationships, and contributing to special projects that advance the team's lending strategy. The Lending Analyst will report to the Director of Strategic Initiatives and the Loan Fund President and will work closely with the lending, credit and portfolio management teams, as well as core teams across the organization.

BlueHub’s offices are in Boston,MA and its lending footprint is national. We are seeking a candidate who is local to the Boston, MA area and comfortable working a hybrid schedule of three days of work in the office (Tuesday, Wednesday, Thursday) and two days of remote work (Monday & Friday).

Essential Duties and Responsibilities

The essential duties and responsibilities will include, but not be limited to, the following:

Underwriting Support

• Assist lenders/underwriters in analyzing loan requests, including review of financial statements, tax returns, project pro formas, sources and uses, and other borrower and project documentation.

• Help prepare credit memoranda and loan presentations for internal credit review and Loan Committee, including risk analysis and recommendations.

• Support due diligence on collateral, guarantors, and project feasibility, including coordination with appraisers, legal counsel, and other third parties as needed.

Business Development Support

• Prepare materials for product marketing, borrower meetings and presentations.

• Support business development strategy, relationship management and pipeline development.

Strategic Projects

• Provide analytical support for strategic projects undertaken by the Lending team, such as new product development, policy analysis, emerging market trends
  and process improvement initiatives.

• Assist with preparation of internal and external reports related to lending activity, impact, and portfolio performance, and contribute to cross-team initiatives connecting lending activity with impact, compliance, and communications priorities.

• Other duties as assigned.

Preferred Qualifications and Skills

• Bachelor’s degree with concentration in urban planning, finance, accounting, impact finance, real estate or a related field.
  Graduate degree in a related field is a plus.

• Some relevant experience valued (e.g., internships, prior roles in community development finance, banking, real estate, or nonprofit settings); candidates earlier in their careers are encouraged to apply.

• Strong analytical skills to support
  credit analysis and strategic initiatives, including due diligence review, financial statement review, Excel-based modeling, etc.

• Excellent written and verbal communication skills, with the ability to synthesize complex information clearly.

• Well-organized, detail-oriented, and able to manage multiple deadlines simultaneously.

• Collaborative, proactive team player who is comfortable working across underwriting, business development, and strategic functions.

• Experience with CRM software (e.g., Salesforce) and strategic use of AI tools is a plus.

• Demonstrated commitment to the mission and goals of BlueHub Capital

Salary and Benefits

This role offers a pay range of $65,000-$85,000. Positioning within this range will be commensurate with experience. BlueHub invests in the benefits, training, growth opportunities and infrastructure that let you envision a career here. Benefits for full-time employees include:

• Generous insurance benefits: Health, dental, vision, life and disability insurance, including additional reimbursement for out-of-pocket healthcare expenses

• Retirement benefits: Competitive 401(k) matching

• Unique BlueHub benefits and stipends that support employee wellness, sustainable practices and charitable gift matching

• Excellent package of vacation time and paid leave, as well as generous roll-over policies

About BlueHub

BlueHub Capital is a mission-driven, nonprofit community development financing organization focused on building healthy communities where low-income people live and work. We use innovative financial tools and deploy capital to support projects that make communities more vibrant places to live. BlueHub has three distinct programs: BlueHub Loan Fund (community development financing), BlueHub SUN (foreclosure relief), and One Percent for America (citizenship financing). Since our founding in 1985, BlueHub has invested over $3.1 billion (and leveraged over $16.1 billion) to finance affordable housing, school facilities, child and youth development programs, community-based health centers, grocery stores, and community gathering places, reduce financial barriers to US citizenship, and offer mortgage lending for families facing foreclosure.

Increasing economic opportunity is at the heart of why BlueHub exists and why we do the work we do. Our investments focus on communities that have been systematically denied access to capital. Our offices are located in the Roxbury neighborhood of Boston, MA. To learn more about BlueHub Capital, please visit, www.bluehubcapital.org.

BlueHub Capital is an Equal Opportunity Employer. It is our goal to make employment decisions that further the principle of equal employment opportunity by utilizing objective standards based upon an individual’s qualifications for a specific job opening.