Lead Property & Casualty Insurance Underwriter (Property Focus)

NexPoint Capital, Inc; Dallas (TX); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Health insurance with no employee premiums

401(k) plan with employer match

Job summary

A leading alternative investment firm in Dallas, Texas is seeking an experienced Lead Property & Casualty Insurance Underwriter. In this pivotal role, you will be responsible for property underwriting, including evaluating, selecting, pricing, and issuing policies. The ideal candidate will have over 8 years of experience, especially within a P&C environment, alongside strong capabilities in underwriting complex commercial property risks. This position offers a competitive salary and comprehensive benefits including a full health plan and 401(k) match.

Qualifications

• 8+ years of Property & Casualty insurance experience with a strong emphasis on property underwriting.
• Background with a P&C carrier, Lloyd's syndicate, MGA, or specialty insurer.
• Strong understanding of underwriting fundamentals and policy structures.

Responsibilities

• Lead property underwriting activities for the P&C insurance company.
• Underwrite property insurance risks considering construction type and occupancy.
• Develop and maintain underwriting guidelines as the platform scales.

Skills

Property & Casualty insurance experience

Underwriting complex commercial property risks

Working with brokers

Job description

NexPoint is a multibillion-dollar alternative investment firm based in Dallas, Texas. The firm is structured around three major business areas: real estate, corporate credit and equities, and insurance solutions. NexPoint’s businesses span asset classes, industries, and strategies, providing the flexibility to invest across capital structures and market environments. Serving a diverse client base, NexPoint’s investment strategies are offered in a range of vehicles and fund structures, including mutual funds, public and private REITs, tax-advantaged vehicles, private funds, and separate accounts.

Summary

We are seeking an experienced Lead Property & Casualty Insurance Underwriter (Property Focus) to join an affiliate startup P&C insurance company and play a key role in building and scaling its property underwriting platform.

This individual will serve as a carrier-side underwriting lead, responsible for evaluating, selecting, pricing, and issuing property insurance policies to insureds, including affiliated real estate platforms and select third-party clients. The role is focused on underwriting discipline and portfolio management—not insurance placement—working alongside affiliated real estate and corporate insurance leadership who retain responsibility for overall insurance placement strategy.

This is a senior, hands‑on role for a property insurance professional with strong carrier-side underwriting experience who is excited to help build a P&C underwriting operation from the ground up while supporting affiliated real estate businesses as an underwriting counterparty.

Responsibilities

• Lead property underwriting activities for the affiliated P&C insurance company, including risk evaluation, selection, and pricing
• Underwrite property insurance risks across affiliated real estate portfolios and select third-party opportunities, considering construction type, occupancy, geography, CAT exposure, loss history, and risk mitigation
• Apply underwriting judgment to determine coverage terms, limits, deductibles, pricing assumptions, and policy structures
• Act as the underwriting point of contact for affiliated real estate platforms, providing carrier-side perspective during acquisitions, renovations, and operational changes
• Partner with brokers, reinsurance partners, and distribution counterparts in support of underwriting decisions and program structures
• Review and assess submissions and underwriting data to ensure alignment with underwriting appetite and portfolio objectives
• Develop and maintain underwriting guidelines, risk appetite statements, and authority levels as the platform scales
• Monitor property insurance market conditions and emerging risks to inform underwriting approach
• Provide underwriting input on claims, coverage interpretation, and loss trends as needed
• Support expansion of the platform through controlled third‑party underwriting opportunities, consistent with underwriting strategy

Requirements

Required

• 8+ years of Property & Casualty insurance experience with a strong emphasis on property underwriting
• Background with a P&C carrier, Lloyd’s syndicate, MGA, or specialty insurer
• Demonstrated experience underwriting complex commercial or institutional-quality property risks
• Strong understanding of underwriting fundamentals, pricing drivers, and policy structures
• Experience working with brokers and market-facing insurance counterparties
• Comfortable operating in a build-phase or entrepreneurial insurance environment

Preferred

• Experience underwriting real estate-focused property portfolios
• Exposure to multi-state, multi-region, or catastrophe-exposed property risks
• Professional designation such as CPCU, ACII, or similar

Compensation & Benefits

NexPoint offers a competitive base salary and bonus based on experience and performance. NexPoint offers a generous benefits package that includes an industry leading health insurance plan with no employee premiums or deductibles and a 401(k) plan with employer match. NexPoint’s talented professionals share a passion for excellence, commitment to teamwork, and pride based on the firm’s track record in the alternative investment industry.

NexPoint is an Equal Opportunity Employer.