Lead Pricing Actuary for Custom Insurance Programs

Authentic; Dayton (OH); On-site; USD 120,000 - 140,000; Full time

Benefits offered by this job

Equity

Role trajectory

Health benefits

401(k) plan

Unlimited PTO

Parental leave

Job summary

Authentic is seeking its first dedicated actuarial hire to join our growing insurance platform team in the United States. You’ll report to the COO, a credentialed actuary, and own the analytical work used by carrier partners, reinsurers, and underwriting teams to write profitable business.

This role prioritizes rate adequacy, loss development modeling, market context tracking, and the move from spreadsheets to repeatable automation, while supporting new program pricing and carrier submissions.

Qualifications

• ACAS, or near-ACAS with path to the credential.
• 4+ years of property & casualty actuarial experience in both reserving and pricing; commercial lines exposure (general liability, property, workers’ compensation, auto, umbrella) strongly preferred
• Comfortable with imperfect and incomplete data. Ability to distinguish between a number that is wrong and a number that is merely immature.
• Ability to present technical conclusions to non-actuarial audiences, including carrier partners, reinsurers, brokers, and executives.
• Program business, MGA/MGU, fronting, or delegated authority experience is a meaningful plus

Responsibilities

• Monitor rate level adequacy by state and class of business, quantify indications, and recommend rate changes; establish a recurring maintenance cadence.
• Build and own claim frequency reporting as a leading indicator of business mix shift and risk selection quality.
• Develop in-house loss development factors as credible historical loss data emerges. Assess in-house loss development patterns against currently adopted industry selections.
• Track carrier and reinsurance market conditions in our core classes, maintaining working relationships with reinsurance brokers, carrier partners, and industry contacts so pricing and capacity decisions are made with current market context.
• Partner with our data and engineering teams to move recurring analyses out of one-off spreadsheets and into repeatable, automated reporting.
• Support new program pricing, carrier submissions, reinsurance renewals, and diligence requests as they arise.

Education

ACAS (or near-ACAS)

Job description

Authentic is seeking its first dedicated actuarial hire to join our growing insurance platform team in the United States. You’ll report to the COO, a credentialed actuary, and own the analytical work used by carrier partners, reinsurers, and underwriting teams to write profitable business.

This role prioritizes rate adequacy, loss development modeling, market context tracking, and the move from spreadsheets to repeatable automation, while supporting new program pricing and carrier submissions.