Lead Financial Analyst (Hybrid)

Enova; Chicago (IL); Hybrid; USD 95,000 - 115,000; Full time

Benefits offered by this job

Health, dental, vision insurance

401(k) matching + Roth option

PTO & paid holidays

Sabbatical program

Summer hours

Employee recognition

Job summary

Enova is seeking a Lead Financial Analyst to support the FP&A team. You will apply financial expertise to shape strategy, drive capital efficiency, and contribute to product growth across the U.S. market.

The role emphasizes end-to-end P&L management, scenario modeling, and partnering with leadership to deliver data-driven insights that guide strategic decisions. A hybrid in-office arrangement is noted.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or related field from a top-tier program.
• 5+ years FP&A or valuation experience with end-to-end P&L
• Advanced proficiency in Excel and financial modeling
• Ability to manage multiple high-impact projects with tight deadlines
• Strong cross-functional leadership and data-driven decision capabilities
• Experience with enterprise financial systems (Vena Solutions, Workday Finance)

Responsibilities

• Lead FP&A including forecasting, budgeting, and performance tracking aligned to corporate strategy.
• Partner with leadership to guide product revenue, cost structure, staffing, and capital investments.
• Evaluate ROI for new products, partnerships, and technology initiatives.
• Perform scenario modeling and long-term planning for pricing, risk, and market expansion.
• Deliver insights on portfolio trends, customer behavior, and market dynamics to inform strategy.
• Develop materials communicating performance and market position to internal and external stakeholders.

Skills

Excel and modeling

Cross-functional leadership

Data interpretation

Stakeholder communication

Education

Bachelor’s degree in Finance/Accounting/Economics

Tools

Vena Solutions

Workday Finance

Job description

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

About the Role:

Enova is currently seeking an ambitious Lead Financial Analyst to support our FP&A team. In this role, you'll apply your financial expertise and strategic mindset to help shape the direction of a dynamic, growth-oriented segment of our organization. You will partner across teams to drive capital efficiency, improve operating performance, support product expansion, and deliver insights that fuel data-driven decisions. This is an ideal opportunity for a finance professional eager to make a tangible impact in a fast-paced environment focused on empowering consumers across the U.S.

Responsibilities:

• Lead financial planning and analysis including forecasting, budgeting, and performance tracking, ensuring alignment with overall corporate strategy
• Partner closely with leadership to assess and guide product revenue and growth, cost structure, evaluating staffing and operational investments to support product growth and profitability
• Support capital allocation decisions by evaluating return on investment for new products, partnerships, and technology initiatives
• Conduct scenario modeling and long-term planning to help guide pricing strategy, credit risk appetite, and market expansion opportunities
• Deliver actionable insights through robust analyses of portfolio trends, customer behavior, and market dynamics to inform business strategy and drive continuous improvement
• Develop strategic materials that communicate performance, priorities, and market position to internal stakeholders and external investors

Requirements:

• Bachelor’s degree in Finance, Accounting, Economics, or a related field from a top-tier undergraduate program
• FP&A or valuation experience strongly preferred
• 5+ years of progressive FP&A or valuation experience, with a strong focus on end-to-end P&L management and strategic business support
• Advanced proficiency in Excel and financial modeling, with a deep understanding of integrated financial statements and scenario analysis
• Proven ability to take full ownership of complex financial initiatives, managing multiple high-impact projects under tight deadlines with precision and accountability
• Strong cross-functional leadership skills, with a track record of partnering across teams to translate complex financial data into actionable business insights
• Skilled at simplifying ambiguity into structured financial frameworks and influencing key stakeholders through clear, data-driven recommendations
• Experience with enterprise financial systems such as Vena Solutions and Workday Finance strongly preferred

Compensation:

The budgeted annual salary range for this position is $95,000 to $115,000. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.

Benefits & Perks:

• Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
• Health, dental, and vision insurance including mental health benefits
• 401(k) matching plus a roth option (U.S. Based employees only)
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)Paid parental leave
• DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
• Employee recognition and rewards program
• Charitable matching and a paid volunteer day...Plus so much more!

About Enova

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks - in order to create accessible credit for millions.

Being a values-driven organization is at the core of Enova's success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova's values and culture here.

It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.