Lead Credit Analyst – Team Leadership & Underwriting

German American Bank

Whitehall (OH)

On-site

USD 100,000 - 140,000

Full time

4 days ago

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Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Paid time off

Education assistance

Parental leave

401(k) match

Job summary

German American Bank in Whitehall, Ohio is seeking a Credit Analyst Team Lead to guide a team of credit analysts, oversee underwriting quality, and support our commercial lending objectives. You will lead by example, mentor staff, and ensure timely, compliant credit decisions.

You will analyze borrower financial statements, cash flow, and collateral, prepare credit presentations, monitor portfolio risk, and partner with lending teams to drive process improvements and best practices across the

Qualifications

Bachelor's degree in Finance, Accounting, Economics, or a related field is required.
Minimum of five to seven years of experience in commercial credit analysis or related financial services roles.
Experience leading, mentoring, or developing team members is preferred.
Demonstrated experience analyzing complex commercial credit relationships across multiple industries.

Responsibilities

Lead, coach, and develop a team of Credit Analysts to support growth and department objectives.
Assist with recruiting, onboarding, training, performance management, and career development.
Analyze commercial loan requests through detailed evaluation of borrower financial statements, cash flow, and collateral.
Prepare and review credit presentations, loan approval packages, annual reviews and renewals.
Ensure compliance with bank policies, regulatory requirements, and credit administration standards.
Monitor service levels and underwriting deadlines.