Credit Team Lead: Analysis, Risk & Growth

German American Bank

Evansville (IN)

On-site

USD 90,000 - 120,000

Full time

4 days ago
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Benefits offered by this job

Medical insurance
Dental insurance
Vision insurance
Paid time off - 17 days + holidays
Education Assistance Program
Parental bonding leave
401(k) match
Stock purchase plan
Wellness benefits
Life insurance

Job summary

German American Bank is seeking a Credit Analyst Team Lead to guide a skilled group of analysts in evaluating commercial loan requests, preparing comprehensive credit packages, and ensuring compliance with bank policies. You will collaborate closely with Commercial Lending teams to identify risks and opportunities, driving consistent credit practices across the organization.

The role emphasizes leadership, advanced financial analysis, and process improvements to support growth and risk

Qualifications

  • Bachelor's degree in Finance, Accounting, Economics, or a related field required.

Responsibilities

  • Lead, coach, and develop a team of Credit Analysts to support growth and objectives.
  • Analyze commercial loan requests with detailed evaluation of financials, cash flow, and collateral.
  • Prepare credit presentations, annual reviews, and renewals with adherence to policies.
  • Partner with Commercial Lending teams to provide timely financial analysis and risk-based recommendations.
  • Monitor portfolio risks and ensure accurate risk ratings and reporting.

Skills

Team leadership
Advanced financial analysis
Credit underwriting
Cash flow analysis
Risk assessment
Communication
Decision making
Attention to detail

Education

Bachelor's degree in Finance or related

Tools

Credit analysis software
Financial spreading tools
Excel
Loan origination systems

Job description

German American Bank is seeking a Credit Analyst Team Lead to guide a skilled group of analysts in evaluating commercial loan requests, preparing comprehensive credit packages, and ensuring compliance with bank policies. You will collaborate closely with Commercial Lending teams to identify risks and opportunities, driving consistent credit practices across the organization.

The role emphasizes leadership, advanced financial analysis, and process improvements to support growth and risk

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