LATAM FCC Leader | Remote, AI-Driven Compliance

Reap; United States; Hybrid; USD 150,000 - 230,000; Full time

Benefits offered by this job

Reap Card stipend

Flexible remote work

Job summary

Reap is seeking a strategic Financial Crime Compliance Manager to lead the global FCC function across LATAM and other regions. You will design governance, risk management, and audit-ready controls for AML/CFT, sanctions, and transaction monitoring, partnering with Product, Engineering and Data teams.

This role emphasizes building scalable processes, driving AI-enabled compliance initiatives, regulatory engagement, and leadership of a diverse team.

Qualifications

• 6-8+ years' experience in AML/CFT or financial crime compliance.
• Proven MLRO/AMLCO or Head of AML/CFT experience.
• Experience building and scaling compliance across multiple jurisdictions.
• Experience with digital assets, stablecoins or fintech products is advantageous.

Responsibilities

• Own and maintain the FCC framework, policies and standards.
• Lead enterprise-wide AML/CFT risk assessments across jurisdictions.
• Define financial crime risk appetite, governance standards and oversight mechanisms.
• Drive FCC maturity, audit readiness and remediation programmes.
• Oversee higher-risk client and transaction reviews.
• Provide guidance on sanctions, PEP, adverse media and escalations.
• Govern transaction monitoring, sanctions screening and due diligence frameworks.
• Lead investigations and SAR/STR decision-making.
• Oversee monitoring effectiveness, sanctions controls and reporting.
• Identify emerging financial crime risks and recommend control enhancements.
• Lead financial crime reporting, MI and risk analytics.
• Provide oversight across sponsor programmes and regulatory engagements.
• Act as a key point of contact for regulators and auditors.
• Lead AML/CFT audit preparation and regulatory examinations.
• Support licensing and regulatory change initiatives.

Skills

AML/CFT leadership

Regulatory compliance

Risk management

Cross-functional leadership

Regulator engagement

AI governance

Education

Bachelor's degree in finance, law, or related field

Tools

KYC/KYB platforms

Transaction monitoring systems

Sanctions screening

Blockchain analytics

BI tools

Job description

Reap is seeking a strategic Financial Crime Compliance Manager to lead the global FCC function across LATAM and other regions. You will design governance, risk management, and audit-ready controls for AML/CFT, sanctions, and transaction monitoring, partnering with Product, Engineering and Data teams.

This role emphasizes building scalable processes, driving AI-enabled compliance initiatives, regulatory engagement, and leadership of a diverse team.