KYC & Credit Risk Analyst

Smith; Houston (TX); On-site; USD 70,000 - 100,000; Full time

Job summary

Smith, a leading independent electronic components distributor, seeks a Credit KYC Compliance Analyst to perform due diligence on customers and suppliers, supporting informed credit decisions and regulatory compliance. You will validate legal-entity information, ownership, financial standing, and sanctions exposure, while maintaining audit-ready documentation.

Key responsibilities include conducting enhanced due diligence for high-risk counterparties, reviewing corporate documents, and

Qualifications

• Bachelor’s degree and 3+ years in commercial credit or KYC/AML.
• Ability to review corporate documents and identify ownership and control relationships.
• Knowledge of KYC/CDD, sanctions screening, PEP, and risk-based escalation.
• Ability to analyze financial statements and assess commercial credit risk.
• Strong written communication and attention to detail.

Responsibilities

• Conduct KYC and credit due diligence for new and existing commercial counterparties.
• Review corporate documentation and identify ultimate beneficial owners and ownership structures.
• Perform sanctions, PEP, watchlist, adverse-media screenings; escalate credible concerns.
• Assess counterparty creditworthiness using financial statements, credit reports, and references.
• Prepare concise risk assessments and escalation memoranda; support onboarding with Sales.

Skills

KYC/AML

Credit analysis

Regulatory compliance

Due diligence

Advanced Excel

Research tools

Education

Bachelor’s degree (Finance/Accounting, Business, Economics, Risk Management)

Tools

Excel

CRM/Business systems

Job description

Smith, a leading independent electronic components distributor, seeks a Credit KYC Compliance Analyst to perform due diligence on customers and suppliers, supporting informed credit decisions and regulatory compliance. You will validate legal-entity information, ownership, financial standing, and sanctions exposure, while maintaining audit-ready documentation.

Key responsibilities include conducting enhanced due diligence for high-risk counterparties, reviewing corporate documents, and