Junior Program Underwriter – Property & Casualty

Pinion Insurance; United States; Remote; USD 50,000 - 70,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Home office stipend

Professional development funds

Job summary

Pinion Insurance is seeking a curious and analytical Junior Program Underwriter focused on Property & Casualty. This fully remote role provides a clear path to develop underwriting skills while supporting specialized program management.

You will learn from experienced professionals and contribute to risk assessment, data verification, and system-wide risk data tracking in a collaboration-driven environment.

Qualifications

• Bachelor's degree or equivalent professional experience in business, finance, risk, mathematics or economics.
• Strong written and verbal communication; professional interaction with colleagues and external partners.
• Detail-oriented with accuracy in numbers, terms and policy details.
• Willingness to learn and training in insurance program management.

Responsibilities

• Support risk assessment by reviewing applications, renewals and policy requests for completeness.
• Analyze financial documents, loss histories and risk data to assess profitability and eligibility.
• Research missing or conflicting information and collaborate with senior underwriters.
• Enter and track risk data across underwriting systems and databases.
• Assist senior underwriters with portfolio tracking, audits and admin projects.

Skills

Experience

Critical Thinking

Problem Solving

Detail-Oriented

Education

Communication

Location

Travel

Education

Bachelor's degree or equivalent

Job description

Junior Program Underwriter – Property & Casualty (P&C)

About Pinion Insurance

Pinion Insurance is a data-driven specialty insurance carrier focused on creating a better way to work with our program administrator partners. We’re dedicated to delivering innovative, tailored capacity solutions for niche markets. Combining underwriting expertise with technology, data and analytics, Pinion’s proprietary platform, Sarrus, is modernizing the MGA ecosystem. Our culture is built on collaboration, active communication, expertise, and integrity. As an early-stage business with experienced leadership, Pinion offers the opportunity to make a genuine impact and help shape a modern specialty insurer. We’re a remote-first organization, empowering our team members to thrive from anywhere while maintaining a strong culture of support and professional growth

Job Overview

Pinion Insurance is seeking an enthusiastic and analytical Junior Underwriter to join our dynamic team. In this entry-level role, you will develop a strong foundation in commercial Property and Casualty (P&C) insurance, while supporting the underwriting and management of specialized insurance programs. We are looking for someone with a sharp, inquisitive mind who is naturally detail-oriented, a strong critical thinker, and an effective problem solver. You will have the opportunity to learn from experienced insurance professionals, develop your underwriting skills and take on increasing responsibility as you grow. This is a fully remote position that offers a clear pathway to a rewarding career in insurance and risk management.

Key Responsibilities

• Risk Assessment Support: Review new applications, renewals, and policy requests for completeness, verifying information against established guidelines.
• Data Verification: Analyze financial documents, loss histories, and risk data to help determine the profitability and eligibility of accounts.
• Problem Solving: Investigate missing or conflicting information by researching market data and collaborating with senior team members.
• System Management: Enter and track risk data accurately across core underwriting systems and internal databases.
• Team Collaboration: Assist Senior Underwriters with portfolio tracking, compliance audits, and special administrative projects.

Qualifications & Skills

• Experience: Previous insurance exposure or internships in the program management space are a plus, but NOT required. We are fully prepared to train the right candidate.
• Critical Thinking: A natural curiosity and the ability to look beyond the surface of data to identify patterns or potential red flags.
• Problem Solving: A proactive approach to finding solutions when faced with incomplete information or complex rules.
• Detail-Oriented: A strict eye for accuracy, ensuring numbers, terms, and policy details are perfectly recorded.
• Education: Bachelor's degree or equivalent professional experience (fields like business, finance, risk management, mathematics, or economics are a plus).
• Communication: Strong written and verbal skills, with the professionalism and confidence to interact effectively with colleagues, senior management and external partners.
• Location: 100% remote / work-from-home within the United States.
• Travel: Minimal travel required (primarily for annual company meetings or introductory industry training events).
• Competitive base salary with entry-level growth milestones.
• Comprehensive health, dental, and vision insurance packages
• Dedicated stipend for home office setup and continuous professional development (e.g., funding for insurance courses/designations).