Junior Mortgage Loan Officer

American Heritage Lending, LLC; Newport Beach (CA); On-site; USD 40,000 - 80,000; Full time

Job summary

Join a dynamic and fast-paced environment as a Junior Mortgage Loan Officer at a rapidly growing company. This entry-level position offers a fantastic opportunity to build relationships while generating new business and assisting experienced Loan Officers. You'll engage with potential clients, provide insights on home loan products, and help navigate the loan application process. With a strong marketing support system and a collaborative office culture, this role is perfect for driven individuals eager to excel in the mortgage industry. Embrace the chance to grow your career in a company that values integrity, teamwork, and fun!

Benefits

Medical

Dental

Vision

Basic Life & AD&D

Matching 401(k)

Paid Time Off

Paid Holidays

Qualifications

• High School diploma is required; Associates or Bachelor’s preferred.
• 1-3 years of sales experience and strong communication skills needed.

Responsibilities

• Generate new business and assist Senior Loan Officers with loan packages.
• Consult with loan applicants and gather financial information.

Skills

Sales experience

Organizational skills

Communication skills

Customer service skills

Mortgage product knowledge

Self-starter

Microsoft Office Suite

Encompass LOS system

Education

High School diploma or equivalent

Associates or Bachelor’s degree

Tools

Microsoft Office Suite

Encompass

Job description

Are you competitive and detail-oriented? Do you want to be rewarded based on your effort and results?

Our entry-level role is a Jr Mortgage Loan Officer.

American Heritage Lending, LLC, located in Irvine, CA, is experiencing tremendous growth. We are looking for results-oriented Junior Loan Officers who can generate new business/referrals and assist our Senior Loan Officers in creating and closing loan packages. If you enjoy building relationships, getting results, are driven, and love a fast-paced career, then this is the opportunity for you.

Essential Duties & Responsibilities:

1. Take and make calls generated from our Best in Class Marketing Machine that provides a strong pool of leads to call.
2. Consult with potential loan applicants – answer questions and provide additional information about home loan products to create personal relationships.
3. Gather financial information to assist with loan applications, prepare loan files, and assess applicants’ financial situation and eligibility.
4. Monitor sales pipeline, meet sales expectations, get referrals, and generate new business opportunities.
5. Work in an office on a team and accelerate your learning.

Experience & Minimum Qualifications (Skills, Knowledge & Abilities):

1. High School diploma or equivalent is required.
2. Associates or Bachelor’s is preferred.
3. 1-3 years of sales-related experience.
4. Strong organizational skills.
5. Great communication and customer service skills.
6. Mortgage product knowledge is helpful but not required.
7. A self-starter who is driven to perform consistently at a very high level.
8. Proficient with Microsoft Office Suite. LOS system is Encompass.

Essential Mental & Physical Requirements:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

1. Frequently required to sit, stand, kneel, stoop, or squat.
2. Use hands or fingers to handle or feel objects, tools, or controls.
3. Reach with hands and arms.
4. Talk or hear.
5. Specific vision ability includes close vision, distance vision, color vision, depth perception, and the ability to adjust focus.
6. Occasionally lift and/or move up to 25 pounds.
7. Ability to analyze situations logically to identify causes and draw solid conclusions.
8. Ability to anticipate the consequences of a situation.
9. Ability to modify one’s own behavior to meet expectations of others.
10. Ability to sustain one’s own emotions from interfering with responding effectively to internal and external customer’s needs.
11. Displays honesty and trustworthiness; has a sense of personal accountability; maintains a moral conviction to do the right thing.

Physical Demands:

The physical demands are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to finger, handle, or feel objects, tools or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch or crawl; talk or hear; taste or smell. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.

Work Environment:

This job operates in an office setting and is largely sedentary, requiring the routine use of a computer and other standard office equipment. The ability to lift or move up to 20 pounds, bend, reach, and perform manual tasks may also be required. Remote work is an optional setting. Work environment characteristics are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is exposed to weather conditions prevalent at the time. Business travel may provide for varying degrees of change in the work environment. The noise level in the work environment is usually moderate.

Job Classification:

Hourly

Location:

Onsite at 19800 MacArthur Blvd, Ste 950, Irvine, CA 92612

Benefits:

1. Medical
2. Dental
3. Vision
4. Basic Life & AD&D
5. Matching 401(k)
6. Paid Time Off
7. Paid Holidays

Why American Heritage Lending:

We are a high-growth company that doubled our staff in 2022.

Competitive Salary.

Wide Product Options - Bridge, Fix and Flip, FHA, VA, Conventional, Non-QM, DCSR, Hard Money Loans, and more.

We are not impacted by the volatility of the interest rate.

This company describes its culture as: Family-Accountability-Integrity-Teamwork-Have fun along the way.

Start your career today with American Heritage Lending!

Note: Nothing in this job description restricts the company’s right to assign or reassign duties and responsibilities to this position at any time. Reasonable accommodations may be made in appropriate circumstances to enable individuals to perform the essential functions of the position.