Junior Loan Officer: Career Path to Licensure

West Capital Lending, Inc.; California; On-site; USD 28,000 - 44,000; Full time

Benefits offered by this job

Competitive compensation

Career growth opportunities

Modern tech stack

Job summary

West Capital Lending is a fast-growing mortgage brokerage seeking a proactive Junior Loan Officer to support a high-volume loan officer team through the origination process from application to closing.

This role offers an opportunity to become a licensed loan officer and advance within a top-tier division. You will work in a collaborative environment, using modern systems and tech designed to improve efficiency and client experience.

Qualifications

• Experience in mortgage or financial services is preferred (LOA, Processor, Jr. Processor, or similar).
• Clear and professional written and verbal communication skills.
• Ability to work independently and manage multiple files at once.
• Familiarity with mortgage documents, underwriting conditions, and lending guidelines is a plus.
• Experience with loan origination software (Encompass, Calyx, Arrive, etc.) is a plus.

Responsibilities

• Support Loan Officers throughout the loan origination process.
• Collect, review, and organize borrower documentation (income, assets, credit, etc.).
• Communicate with borrowers, lenders, real estate agents, and internal team members.
• Assist in managing pipelines, disclosures, and follow-up communication.
• Maintain high standards of accuracy, compliance, and professionalism.

Skills

Organizational skills

Time management

Communication skills

Independent work

Attention to detail

Tools

Encompass

Calyx

Arrive

Job description

West Capital Lending is a fast-growing, high-performance mortgage brokerage dedicated to empowering loan officers with industry-leading support, technology, and access to top-tier lending solutions. We pride ourselves on delivering an exceptional client experience, transparent processes, and a culture built on collaboration, efficiency, and excellence.

We are seeking a Junior Loan Officer who is proactive, detail-oriented, and committed to supporting a high-volume loan officer team. This role is essential to ensuring a smooth client experience from application through closing. This is a career opportunity that leads into becoming a licensed loan officer!

Key Responsibilities:

• Support Loan Officers throughout the loan origination process
• Collect, review, and organize borrower documentation (income, assets, credit, etc.)
• Communicate with borrowers, lenders, real estate agents, and internal team members
• Assist in managing pipelines, disclosures, and follow-up communication
• Maintain high standards of accuracy, compliance, and professionalism

Qualifications:

✅ Previous mortgage or financial services experience preferred (LOA, Processor, Jr. Processor, or similar)

✅ Strong organizational and time-management skills

✅ Clear and professional communication skills (written and verbal)

✅ Ability to work independently and manage multiple files at once

✅ Familiarity with mortgage documents, underwriting conditions, and lending guidelines is a plus

✅ Experience with loan origination software (Encompass, Calyx, Arrive, etc.) is a plus

What We Offer:

• Collaborative, supportive leadership and team environment
• Competitive compensation package (hourly + performance incentives)
• Opportunity for career growth within one of the top-performing divisions at West Capital Lending
• Modern systems and tech stack designed to make your job more efficient