Junior Loan Officer

West Capital Lending, Inc.; Irvine (CA); On-site; USD 30,000 - 47,000; Full time

Benefits offered by this job

Collaborative team environment

Competitive hourly pay + incentives

Career growth within top division

Modern loan tech stack

Job summary

West Capital Lending is seeking a Junior Loan Officer to support a high-volume loan officer team from application through closing. This role is designed as a career step towards becoming a licensed loan officer, with hands-on exposure to the full origination process.

Ideal candidates have mortgage or financial services exposure and strong organizational, communication, and multitasking skills. You will work in a fast-paced environment using Encompass, Calyx, Arrive, and related LO software.

Qualifications

• Experience in mortgage or financial services preferred (LOA, Processor, Jr. Processor, or similar)
• Strong organizational and time-management skills
• Clear and professional written and verbal communication
• Ability to work independently and manage multiple files simultaneously
• Familiarity with mortgage documents, underwriting conditions, and lending guidelines is a plus
• Experience with loan origination software (Encompass, Calyx, Arrive, etc.) is a plus

Responsibilities

• Support Loan Officers throughout the loan origination process
• Collect, review, and organize borrower documentation (income, assets, credit, etc.)
• Communicate with borrowers, lenders, real estate agents, and internal team members
• Assist in managing pipelines, disclosures, and follow-up communication
• Maintain high standards of accuracy, compliance, and professionalism

Skills

Organizational skills

Time management

Clear communication

Independent working

Attention to detail

Tools

Encompass

Calyx

Arrive

Job description

West Capital Lending is a fast-growing, high-performance mortgage brokerage dedicated to empowering loan officers with industry-leading support, technology, and access to top-tier lending solutions. We pride ourselves on delivering an exceptional client experience, transparent processes, and a culture built on collaboration, efficiency, and excellence.

We are seeking a Junior Loan Officer who is proactive, detail-oriented, and committed to supporting a high-volume loan officer team. This role is essential to ensuring a smooth client experience from application through closing. This is a career opportunity that leads into becoming a licensed loan officer!

Key Responsibilities:

• Support Loan Officers throughout the loan origination process
• Collect, review, and organize borrower documentation (income, assets, credit, etc.)
• Communicate with borrowers, lenders, real estate agents, and internal team members
• Assist in managing pipelines, disclosures, and follow-up communication
• Maintain high standards of accuracy, compliance, and professionalism

Qualifications:

Previous mortgage or financial services experience preferred (LOA, Processor, Jr. Processor, or similar)

Strong organizational and time-management skills

Clear and professional communication skills (written and verbal)

Ability to work independently and manage multiple files at once

Familiarity with mortgage documents, underwriting conditions, and lending guidelines is a plus

Experience with loan origination software (Encompass, Calyx, Arrive, etc.) is a plus

What We Offer:

• Collaborative, supportive leadership and team environment
• Competitive compensation package (hourly + performance incentives)
• Opportunity for career growth within one of the top-performing divisions at West Capital Lending
• Modern systems and tech stack designed to make your job more efficient