Junior Loan Officer

Jobtailor; Pennsylvania; On-site; USD 60,000 - 90,000; Full time

Job summary

Jobtailor in the United States is seeking a Mortgage Loan Originator to build borrower leads and manage referral sources. You will contact prospects, visit agents and advisors, and take applications to prepare effective loan proposals.

The role requires state licensure, a high school diploma, and preferably a 2-year college degree, with 2+ years of origination experience. You will deliver excellent customer service while navigating the mortgage process and staying compliant.

Qualifications

• High-school diploma or equivalent.
• Two (2) year college degree preferred.
• Must qualify for and obtain state licensure in the states where the company does business.
• 2-year mortgage origination experience preferred.
• Valid Driver’s License required.
• Ability to quickly connect with people in an outgoing, friendly manner.
• Persuasive, selling communication skills.
• Strong sense of responsibility for completing work quickly and accurately.
• Ability to handle faster-than-average pace of activities.
• Detail-orientation with efficient focus on work activities.
• Careful decision-making skill with ability to avoid mistakes.
• Ability to delegate in a positive style with thorough follow up skills.
• Excellent oral, written, listening, and organizational skills.
• Basic computer skills.

Responsibilities

• Contact prospective clients to develop and maintain referral sources.
• Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
• Engage in marketing and promotional activities in support of your own sales.
• Meet monthly minimum personal production goals.
• Take mortgage loan applications and prepare effective loan proposals.
• Determine a consumer's needs and offer the appropriate product.
• Originate loans for appropriate amounts, rates, and terms that comply with NPF's program guidelines.
• Provide consumers with a superior level of customer service.
• Quickly and accurately answer all customer inquiries in a professional manner.
• Obtain all information deemed necessary to process loan requests in a timely manner.
• Assist applicants and solve problems that may arise between application and settlement.
• Stay informed of developing trends in the mortgage industry.
• Attend/assist with scheduled meetings, training sessions and courses.
• Maintain compliance with all industry-specific federal and state licensed activity requirements and company’s Code of Conduct.

Skills

Client outreach

Referral development

Marketing activities

Customer service

Communication

Sales

Education

High school diploma

2-year college degree preferred

Tools

CRM software

Microsoft Office

Job description

Responsibilities

• Contact prospective clients to develop and maintain referral sources.
• Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
• Engage in marketing and promotional activities in support of your own sales.
• Meet monthly minimum personal production goals.
• Take mortgage loan applications and prepare effective loan proposals.
• Determine a consumer's needs and offer the appropriate product.
• Originate loans for appropriate amounts, rates, and terms that comply with NPF's program guidelines.
• Provide consumers with a superior level of customer service.
• Quickly and accurately answer all customer inquiries in a professional manner.
• Obtain all information deemed necessary to process loan requests in a timely manner.
• Assist applicants and solve problems that may arise between application and settlement.
• Stay informed of developing trends in the mortgage industry.
• Attend/assist with scheduled meetings, training sessions and courses.
• Maintain compliance with all industry-specific federal and state licensed activity requirements and company’s Code of Conduct.

Requirements

• High-school diploma or equivalent is required.
• Two (2) year college degree preferred.
• Must qualify for and obtain state licensure in the states where the company does business.
• 2-year mortgage origination experience preferred.
• Valid Driver’s License required.
• Ability to quickly connect with people in an outgoing, friendly manner.
• Persuasive, selling communication skills.
• Strong sense of responsibility for completing work quickly and accurately.
• Ability to handle faster-than-average pace of activities.
• Detail-orientation with efficient focus on work activities.
• Careful decision-making skill with ability to avoid mistakes.
• Ability to delegate in a positive style with thorough follow up skills.
• Excellent oral, written, listening, and organizational skills.
• Basic computer skills.

Certifications & Qualifications

• state licensure