Junior Health Insurance Underwriter

Integrity; Clearwater (FL); On-site; USD 36,000 - 48,000; Full time

Job summary

Integrity is seeking an Insurance Administrative Solutions professional in Clearwater, FL to support agents and process applications. The role involves phone-based inquiries, data entry, premium calculation, and ensuring timely documentation.

A high school diploma or GED and strong communication skills are essential. You will log applications, verify information, and coordinate with agents to meet requirements.

Qualifications

• High school diploma or GED required.
• Experience in insurance, medical field, or customer service preferred.
• Strong communication and documentation skills required.

Responsibilities

• Assist agents with comments or questions about applications and the likelihood of acceptance by the company.
• Log applications using automated log/proposal program and calculate modal premium due.
• Input data into the CWA database and follow up on missing information.
• Make outbound calls to verify information on applications.
• Take inbound calls and relay information about outstanding requirements to applicants.
• Conduct non-medical telephone interviews when needed.
• Order and track requirements pre and post issue.
• Learn differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications.

Skills

Phone etiquette

Active listening

Microsoft Office

Communication skills

Attention to detail

Time management

Confidentiality

Education

High school diploma or GED

Tools

Microsoft Office

Job description

About Insurance Administrative Solutions

Insurance Administrative Solutions (IAS) is a third-party provider of comprehensive administrative solutions for our clients in the insurance industry. We offer a business process outsourcing solution that helps insurers optimize administrative workload, bolster their industry expertise, leverage emerging technologies, and streamline operations. With strong industry knowledge, we deliver value to our customers by providing compassionate customer service, efficient processing, and quality results. Here at IAS, we embrace the fact that great things are only accomplished by working as a team. We believe that all of our employees have valuable input no matter the level. Our highly collaborative team environment offers each of our employees a place where they can excel. Work directly with an Underwriter to learn how to review an application for insurance coverage against a carrier's guidelines to determine eligibility.

Primary Responsibilities Other Duties May Be Assigned As Necessary

• Assist agents with comments or questions about applications and the likelihood of acceptance by the company.
• Log applications using automated log/proposal program,
• Calculate modal premium due, noting any shortage or overage, and prepare and balance CWA Input Form.
• Input CWA into the CWA database, when applicable.
• Make out going calls to agents or applicants to verify information that is left blank or unclear on the application.
• Take inbound calls from agents or applicants and effectively relay information to the caller about any outstanding requirements needed on the application.
• Complete non-medical telephone interviews with applicants when necessary.
• Order and follow up on requirements pre and post issue.
• Learn and understand the differences between Federal and State Open Enrollment, Guarantee Issue and Standard applications.

Primary Skills & Requirements:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

• High school diploma or GED equivalent with 1 year of proven experience in insurance, medical field, or customer service
• Medical insurance background preferred
• Strong phone contact handling skills and active listening
• Familiarity with Microsoft Office products
• Ability to adapt and respond to different types of people and tasks
• Excellent communication and documentation skills
• Problem solving ability with high level of attention to detail
• Ability to exercise good judgment, maintain confidentiality, and uphold ethical standards
• Confident, self-motivated individual who thrives both independently and within a team environment
• Ability to multi-task, prioritize, and manage time effectively and efficiently
• Reliable transportation and the ability to be punctual and dependable
• Ability to work scheduled shifts, rotate schedules with other employees for proper department staffing needs and work overtime as needed
• May have agent license but no active appointments

Schedule

• Monday to Friday
• 37 hour work week

About Integrity

Integrity is one of the nation’s leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead.

Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you’ll love, and we’ll love you back. We’re proud of the work we do and the culture we’ve built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind.

Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are — in person, over the phone or online. Integrity’s employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit Integrity.com.

Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.