Junior Credit Review Analyst — Risk & Portfolio Insights

Maspeth Federal Savings & Loan Assn

New York (NY)

On-site

USD 45,000 - 50,000

Full time

14 days+

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Job summary

Maspeth Federal Savings & Loan Assn in New York is seeking a Junior Credit Administration Analyst to support loan review for Commercial Real Estate and Residential loans. You will analyze financial statements, assess risks, and generate data-driven reports to aid in credit decisions.

Responsibilities include reviewing loan documentation, ensuring policy compliance, and collaborating with loan officers, underwriters, and legal teams to facilitate timely approvals and ongoing portfolio monitoring.

Qualifications

BA or BS in Business Administration, Finance, or Accounting.
2+ years of credit analysis or loan review experience.
Knowledge of credit policies, procedures, and regulations in financial services.
Certification in Credit Analysis (e.g. CFA, CRC) or related credentials is a plus.
Experience with loan management systems and financial software.
Strong analytical and problem-solving skills.
Excellent written and verbal communications skills.
Highly organized, detail oriented, and able to meet deadlines.

Responsibilities

Conduct in-depth analysis of loan applications and reports, including assessing financial statements, cash flow, and collateral to evaluate risk and determine creditworthiness.
Perform loan file reviews to ensure compliance with credit policies, procedures, and regulatory standards.
Analyze borrower financial data to identify potential risks or issues affecting the loan portfolio.
Prepare detailed risk assessments and recommendations for management regarding loan approvals, renewals, and modifications.
Monitor the performance of existing loans and provide timely reports on loan status, delinquencies, and potential defaults.
Work closely with loan officers, underwriters, and legal teams to gather necessary information for loan review and ensure smooth approval processes.
Collaborate with the Credit Administration team to resolve issues related to documentation and compliance.
Ensure that all loan documents are complete and compliant with industry regulations.
Assist with internal and external audits related to credit administration and loan review.
Other duties as assigned.