Junior Credit Analyst: Loan Review & Portfolio Risk

ADP; New York (NY); On-site; USD 45,000 - 50,000; Full time

Job summary

ADP is seeking a Junior Credit Administration Analyst in New York to support loan review and credit analysis. You will analyze loan documentation, assess risk, and prepare data and reports to aid decisions.

The role requires 2+ years in credit analysis, strong analytical skills, and proficiency with MS Office. You will collaborate with cross-functional teams to ensure compliance and timely approvals.

Qualifications

• BA/BS in business, finance, accounting or related field preferred.
• 2+ years in credit analysis, loan review, or similar financial analysis role.
• Knowledge of credit policies, procedures and regulations in financial services.
• Certification in Credit Analysis (e.g., CFA, CRC) or other credentials is a plus.
• Experience with loan management systems and financial software.

Responsibilities

• Conduct in-depth analyses of loan applications, including financial statements and collateral to assess risk.
• Perform loan file reviews to ensure compliance with credit policies and regulatory standards.
• Analyze borrower financial data to identify risks affecting the loan portfolio.
• Prepare risk assessments and recommendations for loan approvals, renewals, and modifications.
• Monitor loan performance and provide reports on delinquencies and potential defaults.
• Collaborate with loan officers, underwriters, and legal teams to gather information for reviews.
• Assist with audits related to credit administration and loan review.
• Ensure all loan documents are complete and compliant.

Skills

Analytical skills

Problem-solving

Communication skills

Organization/detail-oriented

MS Office proficiency

Education

Bachelor's degree in Business/Finance/Accounting

Tools

Loan management systems

Financial software

Excel

PowerPoint

Job description

ADP is seeking a Junior Credit Administration Analyst in New York to support loan review and credit analysis. You will analyze loan documentation, assess risk, and prepare data and reports to aid decisions.

The role requires 2+ years in credit analysis, strong analytical skills, and proficiency with MS Office. You will collaborate with cross-functional teams to ensure compliance and timely approvals.