Junior Commercial Credit Analyst – Underwriting & Analysis

Bank of America; Los Angeles (CA); On-site; USD 85,000 - 115,000; Full time

Job summary

Bank of America is seeking a credit underwriting professional to support new and existing client portfolios in Los Angeles. You will analyze financial statements, assess risk, and prepare credit analyses using internal tools to align with the bank's risk appetite and policy requirements.

The role emphasizes attention to detail, strong analytical thinking, and collaboration with cross-functional teams to ensure covenant compliance and timely decision making in a fast-paced environment.

Qualifications

• High School Diploma or equivalent required.
• Experience in credit underwriting or financial analysis is preferred.
• Strong attention to detail and ability to assess risk and compliance.

Responsibilities

• Facilitates parts of the credit underwriting and/or monitoring process for new and existing clients.
• Facilitates activities such as cross border booking, cross-border regulatory compliance, subsidiary lending support, performance-based underwriting portfolio support and/or covenant compliance
• Analyzes qualitative & quantitative data such as client's financials, covenant compliance, collateral documentation and policy/procedure requirements

Skills

Credit Documentation

Credit and Risk Assessment

Critical Thinking

Financial Analysis

Prioritization

Attention to Detail

Business Acumen

Decision Making

Financial Forecasting and Modeling

Written Communications

Analytical Thinking

Client Management

Collateral Management

Recording/Organizing Information

Underwriting

Education

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America is seeking a credit underwriting professional to support new and existing client portfolios in Los Angeles. You will analyze financial statements, assess risk, and prepare credit analyses using internal tools to align with the bank's risk appetite and policy requirements.

The role emphasizes attention to detail, strong analytical thinking, and collaboration with cross-functional teams to ensure covenant compliance and timely decision making in a fast-paced environment.