Jr Loan Officer

Cornerstone Capital; Farmington (NM); On-site; USD 55,000 - 95,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401K

Paid parental leave

Job summary

Cornerstone Home Lending is seeking an experienced Licensed Loan Officer to join our Farmington, NM team. You will promote and sell mortgage products, manage client relationships, and ensure accurate, timely closings.

You’ll interview borrowers, analyze financial data, negotiate rates, and stay compliant with residential mortgage lending laws. We offer a competitive salary and strong benefits.

Qualifications

• 2+ years in mortgage industry with residential loan process knowledge.
• Licensed or able to obtain license within 60 days in relevant states.
• Strong organizational, problem-solving, and analytical skills.

Responsibilities

• Manage client relationships and identify client service and sales needs.
• Respond to customer inquiries and referrals from your contacts.
• Conduct interviews with prospective borrowers to analyze financial and credit data.
• Market, promote, and sell Company’s loan products.
• Negotiate rates and terms.
• Define and manage customer loan process expectations.
• Monitor and manage workflow to ensure timely closing.
• Maintain product knowledge and stay up to date on market conditions and laws.

Skills

Client relationship management

Sales & negotiation

Time management

Regulatory compliance

Education

Bachelor’s degree or equivalent

Job description

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone’s Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.

We honorGodby using our talents to make apositive differencein the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who we are lookingfor:

We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer’s primary function is the promotion and sale of Company loan products and services to potential customers.

What you’ll do:

• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company’s loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

What you’ll need to be successful:

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need the following qualifications:

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor’s degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Strong organizational, problem-solving, and analytical skills required

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, Medical, Dental, Vision, , Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.