Investment Real Estate Credit Analyst I

First Merchants Bank; Indianapolis (IN); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health Insurance

401k

Vacation/Sick Time

Paid Holidays

Paid Parental Leave

Tuition Reimbursement

Additional Benefits

Job summary

First Merchants Bank seeks a Credit Analyst I - Investment Real Estate to join our Indianapolis team. The role will perform credit analysis, underwriting and ongoing monitoring of the commercial loan portfolio.

Responsibilities include financial statement analysis, cash flow modeling, risk rating, and access to credit systems and spreading software. A Bachelor's degree is required, with accounting/finance backgrounds preferred.

Qualifications

• Bachelor's degree.
• Bachelor's degree (or completion within current semester) in accounting, finance, or business.

Responsibilities

• Complete accurate credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes.
• Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews.
• Assign call codes, NAICS codes, risk grade and risk rating score data accurately.
• Review appraisals and real estate evaluations.
• Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools
• Attend and participate in loan committees as requested.

Skills

Credit analysis

Underwriting

Credit monitoring

Financial statement analysis

Education

Bachelor's degree

Tools

Spreading software

Loan system

Credit systems

Job description

First Merchants Bank seeks a Credit Analyst I - Investment Real Estate to join our Indianapolis team. The role will perform credit analysis, underwriting and ongoing monitoring of the commercial loan portfolio.

Responsibilities include financial statement analysis, cash flow modeling, risk rating, and access to credit systems and spreading software. A Bachelor's degree is required, with accounting/finance backgrounds preferred.