Internal Mortgage Loan Originator

AnnieMac Home Mortgage; Ponte Vedra Beach (FL); On-site; USD 50,000 - 80,000; Full time

Job summary

AnnieMac Home Mortgage in Ponte Vedra Beach, Florida, is looking for Full Time Licensed Internal Mortgage Loan Originators. The role involves managing loan applications, counseling borrowers, and providing ongoing support throughout the financing process.

Ideal candidates will have experience in the mortgage industry and demonstrate strong analytical skills. This position ensures a steady flow of loan volume through various lead sources and requires a commitment to completing mandatory trainings.

Qualifications

• Candidates should have experience directly related to the mortgage industry.
• Ability to analyze prospective borrower's financial status.
• Experience in providing loan product guidance to borrowers.

Responsibilities

• Handle qualified inbound leads from various sources.
• Fill out loan applications with borrower information.
• Pre-qualify borrowers to determine maximum mortgage affordability.
• Counsel borrowers on loan products and financing processes.
• Provide necessary disclosures to borrowers.
• Assist borrowers in resolving credit issues.
• Maintain regular communication with borrowers and stakeholders.
• Complete all mandatory trainings on time.

Skills

Experience in the mortgage industry

Customer counseling

Analytical skills

Job description

AnnieMac Home Mortgage Is Looking To Hire Full Time Licensed Internal Mortgage Loan Originators To Keep a Steady Flow Of Loan Volume From Real Estate Brokers, Referrals, And Company Provided Lead Sources, Including But Not Limited To Direct Mail Marketing, Online Applications, And Branch Manager Referrals. Candidates Should Have Experience Directly Related To The Mortgage Industry.

Accountabilities And Job Activities Of The Internal Mortgage Loan Originator Position Include, But Are Not Limited, To The Following:

• Handle qualified inbound leads from Realtors, Contractors, Builders, consumers, etc.
• Take information from the borrower and fill out the loan application.
• Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
• Complete all Company mandatory trainings within the required timelines.