Internal Mortgage Loan Originator

AnnieMac Home Mortgage; Plano (TX); On-site; USD 60,000 - 120,000; Full time

Job summary

AnnieMac Home Mortgage in Plano, TX is hiring Full Time Licensed Internal Mortgage Loan Originators to sustain a steady loan volume from real estate brokers, referrals, and company-provided leads.

You will handle inbound leads, collect borrower information, analyze income and debt, pre-qualify borrowers, counsel on loan products, provide disclosures, and maintain ongoing contact through closing, while completing required trainings.

Qualifications

• Experience in mortgage industry required.
• Licensed as Mortgage Loan Originator.
• Knowledge of closing costs and loan products.

Responsibilities

• Handle qualified inbound leads from Realtors, contractors, builders, consumers, etc.
• Take information from the borrower and fill out the loan application.
• Analyze the prospective borrower's income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the borrower can afford.
• Counsel the borrower in the home buying and financing process, advising on loan products and showing how costs and payments vary.
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
• Complete all Company mandatory trainings within the required timelines.

Skills

Inbound leads handling

Loan application intake

Income and debt analysis

Borrower counseling

Regulatory disclosures

Job description

AnnieMac Home Mortgage Is Looking To Hire Full Time Licensed Internal Mortgage Loan Originators To Keep a Steady Flow Of Loan Volume From Real Estate Brokers, Referrals, And Company Provided Lead Sources, Including But Not Limited To Direct Mail Marketing, Online Applications, And Branch Manager Referrals. Candidates Should Have Experience Directly Related To The Mortgage Industry. The Accountabilities And Job Activities Of The Internal Mortgage Loan Originator Position Include, But Are Not Limited, To The Following

• Handle qualified inbound leads from Realtors, Contractors, Builders, consumers, etc .
• Take information from the borrower and fill out the loan application.
• Analyze the prospective borrower's income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
• Complete all Company mandatory trainings within the required timelines.