Intern - Credit Services

State-Bank-of-Southern-Utah; Cedar City (UT); On-site; USD 21,000 - 29,000; Full time

Job summary

State Bank of Southern Utah's Cedar Main Branch seeks a Credit Services Intern to support loan documentation and analysis. You will collect and organize financial statements and tax returns, help build borrower files, and assist in SBA loan applications while aligning with compliance standards.

Hours are flexible around class schedules; the internship runs January 2027 through August 2027. The role offers exposure to loan operations and financial analysis, with opportunities to learn from

Qualifications

• Collect, organize, and verify financial statements and tax returns for borrower files.

Responsibilities

• Assist in collecting, scanning, tracking, and organizing business and personal financial statements and tax returns.

Skills

Finance knowledge

Self-motivation

Education

Bachelor’s degree in business-related field

MBA or MAcc within 12 months

Tools

Excel

Job description

Cedar Main Branch
377 N Main
Cedar City, UT 84721, USA

Description

The Credit Services Intern will assist with loan documentation by collecting, scanning, and organizing financial statements and tax returns to maintain accurate borrower files. Responsibilities include resolving incomplete files to meet compliance standards, preparing SBA loan applications and related packages, and performing basic financial analysis to support loan officers in evaluating borrower strengths and repayment ability. Hours are flexible and will revolve around class schedules. SBSU strives to partner with local universities to identify Junior or Senior class students to fill our internship openings. This internship will begin in January 2027 and go through August 2027.

At State Bank of Southern Utah, our core values define who we aspire to be each and every day. These values hold us accountable to each other and help us be the best version of ourselves. We look for candidates with whom our values resonate:

Make a Difference: We are actively engaged. We genuinely care. We are knowledgeable and find solutions.

Relationships Matter: We are committed to each other and our customers. We seek to understand, connect, and collaborate.

Live with Integrity: We are trusted to do the right thing. We take responsibility for our individual roles and actions.

Love What We Do: We are passionate and show up with enthusiasm. We are driven and continually look to improve.

Share Positivity: We lift each other. We interact with a positive and optimistic attitude.

• Loan Documentation: Assist in collecting, scanning, tracking and organizing business and personal financial statements and tax returns. Combine documents to create borrower loan files. Assist in organizing digital loan files as well as scan loan files.
• Incompletes: Remove loans files from an ‘incomplete list’ by satisfactorily filling requirements stated by the Audit and Compliance Departments.
• SBA Loans: Prepare and submit Small Business Administration applications, reviews, servicing actions and liquidation packages.
• Financial Analysis: Use internal tools to determine the ability of a borrower to repay debt. Spread financial statements and provide loan officers a brief analysis of borrower strengths and weaknesses.

Minimum Qualifications

• Within 12 months of attaining a Bachelor’s degree in a business-related field or within 12 months of attaining an MBA or MAcc
• Minimum grade point average of 3.0
• No criminal record of any kind; HR will complete a thorough background check
• Ability to work 18-20 hours per week

Skills

• Strong competency in finance related studies
• Skilled in use of Excel
• Self-driven to complete tasks and seek additional responsibilities

Preferred

Some college or better in Accounting or related field.

Some college or better in Finance or related field.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.