Intern - Credit Analyst

Gulf Coast Bank & Trust; Metairie (LA); On-site; USD 13,000 - 22,000; Full time

Job summary

The Gulf Coast Bank & Trust Credit Analyst Intern Summer Program invites students pursuing a Bachelor’s or Master’s degree to gain hands-on experience in evaluating creditworthiness. This full-time internship runs May 17 through July 23, with a potential extension and a final presentation in New Orleans on July 22.

Interns analyze credit data and financial statements, generate ratios, prepare risk assessments, and support commercial lenders with loan decisions.

Qualifications

• Pursuing a Bachelor’s or Master’s degree in a relevant field.
• Business majors preferred.
• Demonstrates strong analytical and problem-solving skills.

Responsibilities

• Ensures applications are accurate and complete.
• Evaluates credit data and financial statements to determine risk when extending credit or lending money.
• Generates financial ratios using computer programs to evaluate customers’ financial status.
• Prepares reports that include the degree of risk involved in extending credit or lending money.
• Completes credit analyses and summaries of loan requests and submits to the commercial lender.
• Performs other duties and special projects as needed.

Skills

Analytical skills

Problem-solving

Communication

Teamwork

Initiative

Education

Bachelor’s or Master’s degree

Business majors preferred

Job description

Summary

This full-time position is part of GCB's Summer Internship Program, which is scheduled to run from Monday, May 17th through Friday, July 23rd, potentially extending through mid-August based on the decision of the hiring manager and department. Additionally, interns must participate in a Final Internship Presentation located in New Orleans on Thursday, July 22nd. Candidates must be available for the full duration of the program to ensure a consistent and meaningful learning experience. The Credit Analyst Intern will perform a variety of duties to support the company in the determination of the customer’s credit worthiness. The intern will participate in analyzing current credit data and financial statements of individuals and/or firms to determine the degree of risk involved in extending credit or lending money. Additionally, the intern will prepare reports with this credit information for use in guiding the decision-making process.

Responsibilities

• Ensures applications are accurate and complete.
• Credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
• Generate financial ratios using computer programs to evaluate customers’ financial status.
• Prepare reports that include the degree of risk involved in extending credit or lending money.
• Complete credit analyses and summaries of loan requests and submit to the commercial lender.
• Perform other duties and special projects as needed.

Requirements

• Minimum preferred cumulative GPA of 3.0.
• Currently pursuing a Bachelor’s degree or Master’s degree.
• Business Majors preferred.
• Be a highly motivated self-starter who takes initiative.
• Demonstrates strong analytical and problem-solving skills.
• Possesses critical thinking, communication, and teamwork skills.
• Authorized to work in the U.S. on a permanent basis.
• Please note, Gulf Coast Bank & Trust will not provide any assistance or sign any documentation to support immigration sponsorship or benefit including but not limited to optional practical training (OPT) or curricular practical training (CPT).