Insurance Sales Agent - Duluth, MN

AAA-The Auto Club Group; Duluth (MN); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Complimentary AAA membership with road

Adoption assistance program

Job summary

AAA-The Auto Club Group in Duluth is seeking a dynamic Insurance Sales Specialist to join our branch. You will own the sale and ongoing service of ACG‑branded and brokered insurance products, memberships, and financial solutions, while building trusted relationships with members.

This full‑time role offers base pay plus incentives and full benefits, with growth opportunities through community engagement, referrals, and an elevated commission structure during the ramp‑up period.

Qualifications

• Active State Property & Casualty Insurance Sales license.
• Active State Life and Health Insurance Sales license, or obtainable within 60 days of hire.
• High School diploma or equivalent.
• 1+ year of customer-facing experience in a fast-paced, computer-automated business environment.
• Insurance experience is helpful but not required.

Responsibilities

• Own sale and ongoing service of insurance products, memberships, and financial products; uncover customer needs, generate new business, retain existing clients, grow portfolio, negotiate effectively, and meet or exceed sales targets.
• Conduct comprehensive insurance reviews, assess risk, recommend solutions, quote, bind and issue policies per underwriting and regulatory guidelines.
• Build and maintain strong rapport with members and clients, respond to inquiries professionally, and support high customer satisfaction and loyalty.
• Actively engage in local branch and community events to prospect, expand referral networks, and identify cross-sell opportunities into Travel and Financial Services.

Skills

Sales experience

CRM proficiency

Microsoft Office

Education

High School diploma or equivalent

Tools

CRM platforms

Microsoft Office Suite

Job description

Job Type

Full time

Position Schedule / Shift

Monday - Friday 8:30 am – 5:30 pm

Position Summary

Full‑time | W‑2 | Base Pay + Incentives + Full Benefits. Join a fast‑paced branch where you help customers find the right insurance and financial solutions, build relationships, uncover opportunities, and drive business through community engagement and referrals.

Key Responsibilities

• Own sale and ongoing service of ACG‑branded and brokered insurance products, memberships, and financial products; uncover customer needs, generate new business, retain existing clients, grow portfolio, negotiate effectively, and meet or exceed sales targets.
• Conduct comprehensive insurance reviews, assess risk, recommend solutions, quote, bind and issue policies per underwriting and regulatory guidelines.
• Build and maintain strong rapport with members and clients, respond to inquiries professionally, and support high customer satisfaction and loyalty.
• Actively engage in local branch and community events to prospect, expand referral networks, and identify cross‑sell opportunities into Travel and Financial Services.

Required Qualifications

• Active State Property & Casualty Insurance Sales license.
• Active State Life and Health Insurance Sales license, or obtainable within 60 days of hire.
• High School diploma or equivalent.
• 1+ year(s) of customer‑facing experience in a fast‑paced, computer‑automated business environment (e.g., financial/banking).
• Insurance experience is helpful but not required.

Desired Experience

• Sales Execution & Pipeline Management – proven ability to develop, manage, and close sales opportunities with disciplined lead tracking and pipeline management.
• Consultative Selling – strong customer discovery and product knowledge.
• Prospecting & Business Development – generate new opportunities through referrals and outbound activity.
• Customer Mindset – excellent verbal and written communication with a customer‑first mindset.
• Technology – proficient in CRM platforms and Microsoft Office.

Work Environment

• Temperature‑controlled AAA branch location.
• Work varied hours, including possible weekends.
• Some travel to local events may be required.

Compensation & Benefits Overview

• Base pay (non‑exempt) typical first‑year earnings $70,000+ including base, commission, and bonuses.
• Ramp‑up support $5,000.
• Supplemental pay: $200/week during months 0–2; $150/week during months 3–4; $100/week during months 5–6.
• Elevated commission structure during first 15 months; New‑Hire On‑Pace Bonus tied to milestones.

Benefits

• Medical plans with multiple coverage options, including HSA eligibility.
• Prescription drug coverage.
• Dental and vision benefits.
• Employee Assistance Program.
• Company‑paid basic life insurance; optional supplemental life and disability coverage.
• Short‑term and long‑term disability, critical illness, accident, and pet insurance options.
• 401(k) plan – automatic 3% deferral, company match 50% up to 6%, additional company contribution 4% of pay; HSA and FSA options.
• Paid Time Off (PTO): accrual‑based, up to 12 days annually for full‑time new employees; 10 company‑paid holidays plus mental health days, floating holidays, and volunteer days.
• Paid leave programs: parental, bereavement, jury duty, military leave.
• Tuition assistance up to $5,250 annually; 80% covered.
• Professional certification support with full reimbursement.

Additional Perks

• Complimentary AAA membership with roadside assistance and travel discounts.
• Adoption assistance program.

EEO Statement

The Auto Club Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Important Note

This role is offered with a competitive, performance‑based pay structure and the opportunity for career growth and entrepreneurial advancement. The position may close at any time once a qualified candidate pool is identified.