Senior Insurance Product Development Analyst

Jobgether; United States; Remote; USD 70,000 - 80,000; Full time

Benefits offered by this job

Remote work

Health insurance

Retirement plan

Disability benefits

Paid time off

Professional development

Competitive rewards

Job summary

Jobgether, on behalf of a partner company, seeks a Senior Insurance Product Development Analyst based in the United States to contribute to the development and enhancement of insurance products across commercial property and specialty lines.

You will create policy language, refine underwriting guidelines, and develop manual rules to help insurers deliver accurate coverage, while monitoring regulatory changes to ensure compliance.

Qualifications

• Bachelor's degree or equivalent professional experience in the insurance industry.
• Strong written and verbal communication skills.
• Ability to interpret regulatory and legal information and assess its implications.

Responsibilities

• Develop and update policy language, coverage forms, and manual rules.
• Research legislation, bulletins, regulatory requirements, and case law impact on products.
• Identify market trends and contribute to revisions and new development initiatives.
• Present product proposals to panels of insurers.
• Collaborate with internal teams and external stakeholders to bring new products to market.
• Respond to insurer inquiries with accurate guidance.
• Work with Legal, Government Relations, Actuarial and others to ensure effective development.

Skills

Strong communication

Research & analysis

Regulatory understanding

Independent work

Education

Bachelor's degree or equivalent

Job description

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Insurance Product Development Analyst based in the United States.

The Senior Insurance Product Development Analyst will contribute to the development and enhancement of insurance products across multiple commercial property and specialty lines.

This role focuses on creating policy language, refining underwriting guidelines, and developing manual rules that help insurers deliver accurate and competitive coverage.

You will monitor regulatory and legislative developments to ensure products remain compliant and aligned with evolving industry standards.

Working closely with insurance professionals and cross-functional stakeholders, you will help identify emerging market trends and opportunities for product innovation.

The position combines insurance expertise, research, analytical thinking, and technical writing to improve product quality and customer satisfaction.

This is an opportunity to contribute to impactful insurance solutions while collaborating with industry experts in a remote work environment.

Responsibilities

You will support the technical development and continuous improvement of insurance programs, ensuring their relevance, quality, and alignment with market needs. Your main responsibilities will include:

• Develop and update insurance policy language, coverage forms, and manual rules to introduce valuable enhancements and guide insurers in policy issuance and rating.
• Research and analyze state and national legislation, insurance department bulletins, regulatory requirements, and case law to assess their impact on insurance products and insurer procedures.
• Identify emerging insurance industry trends and contribute to product revisions and new development initiatives.
• Prepare and present product proposals and recommendations to panels of insurers.
• Collaborate with internal teams and external stakeholders to bring new and revised insurance products to market.
• Respond to insurer inquiries across a broad range of insurance topics, providing accurate, timely, and well-researched guidance.
• Work closely with Legal, Government Relations, Actuarial, and other stakeholders to incorporate diverse perspectives and ensure effective product development.
• Build strong working relationships with colleagues, customers, and business partners to support continuous improvement and customer satisfaction.

Requirements

• Bachelor's degree or equivalent professional experience in the insurance industry.
• At least 2 years of experience in Property & Casualty (P&C) insurance, preferably involving the analysis and development of insurance forms, underwriting rules, or rating structures.
• Knowledge of ISO commercial property insurance products and coverage lines is an advantage.
• Progress toward or completion of the Chartered Property Casualty Underwriter (CPCU) designation is a plus.
• Excellent written and verbal communication skills, with the ability to explain technical insurance concepts clearly.
• Strong research, analytical, and organizational abilities, combined with exceptional attention to detail.
• Ability to interpret complex regulatory and legal information and assess its implications for insurance products.
• Ability to work independently, manage multiple priorities, and contribute effectively within a collaborative team environment.

Benefits

• Annual base salary ranging from $70,000 to $80,000, depending on geographic location, experience, knowledge, and skills.
• Short-term incentive compensation eligibility.
• Remote work arrangement offering flexibility.
• Health insurance coverage.
• Retirement plan.
• Disability benefits.
• Paid time off program.
• Competitive total rewards package based on role, experience, skill set, and location.
• Opportunities for professional development, coaching, and training.
• Supportive workplace culture focused on collaboration, innovation, and career growth.