Insurance Coverage Specialist

Faraday; Stamford (CT); Hybrid; USD 106,000 - 178,000; Full time

Job summary

GenStar Insurance Services, LLC in Stamford, CT seeks an Insurance Coverage Specialist to draft and maintain P&C policy forms, endorsements and wordings across admitted, surplus lines and manuscript products. This role focuses on aligning wording with underwriting intent and profitability.

You will collaborate with underwriters, regulators and legal teams, provide expert wording guidance, and mentor colleagues while keeping current on ISO forms and industry trends.

Qualifications

• College degree required; CPCU designation preferred.
• 5+ years in a similar Insurance Coverage role.
• Extensive knowledge of surplus lines and admitted insurance standards.
• Ability to optimize policy wording across lines of business.
• Reinsurance contract wording experience is a plus.
• Strong analytical and communication skills; high attention to detail.
• Proficiency with Word, Adobe, Excel, SharePoint, Outlook; AI/LLM a plus.
• Active contributor to ISO Panels or industry committees is a plus.

Responsibilities

• Draft P&C policy forms and endorsements, including bureau and manuscript wordings.
• Advise on research, creation and maintenance of coverage language.
• Collaborate with underwriting on coverages for product development.
• Align coverage with profitability, growth and retention goals.
• Identify deviations from standard forms and reflect underwriting intent.
• Provide wording alternatives for internal use.
• Guide underwriters and management on wording decisions.
• Mentor colleagues on policy wording issues.
• Stay current on ISO forms, trends, and competitor wordings.
• Develop and implement Admitted Form Filings with underwriting and regulatory.

Skills

Policy wording optimization

Analytical skills

Communication skills

Independent & collaboration

Education

College degree

CPCU designation preferred

Tools

Word

Adobe

Excel

SharePoint

Outlook

Job description

Shape Your Future With Us

GenStar Insurance Services, LLC is a premier provider of excess, surplus, and specialty property and casualty insurance written on General Star Indemnity Company (non-admitted) and General Star National Insurance Company (admitted) paper (collectively, the GenStar companies). The GenStar companies conduct business through a select group of wholesale brokers, managing general underwriters (MGUs), and program administrators in the United States. The GenStar companies are members of the Berkshire Hathaway Family of Companies.

We areseeking an analytical, self-motivated CoverageSpecialist to play a pivotal rolein drafting reinsurance contracts, insurance policies and endorsements tooptimize corporate goals. This role is idealfor an experienced individual seeking to advance their career.

GenStar currently offersanexcellent opportunity for an Insurance Coverage Specialist,reporting into our Stamford, CT office. The position may work full-time in Stamford, CT, New York City or dividetime between a home-based office and our Stamford office.

Role Description

The Insurance Coverage Specialist is responsible for a broad spectrum of P&C policy forms, including bureau (mostly ISO), admitted, surplus lines, company specific and manuscript wordings. The priority is drafting commercial lines policies and endorsements – primary casualty, excess liability, umbrella, professional liability, property, first-party insurance, and specialty lines.

• Provides expert advice on the research, creation and maintenance of coverage language.
• Works collaboratively with the underwriting divisions on coverages for product development, competitive analysis, line of business initiatives and emerging issues.
• Aligns coverage with profitability, growth and retention objectives of the company.
• Identifies coverage that deviates from current standard forms or common industry practices, or that does not reflect the underwriting intent.
• Furnishes constructive wording alternatives for company use.
• Delivers guidance to underwriters, senior management and others involved in policy wording decisions.
• Viewed as a mentor on policy wording issues for underwriters.

Additional Responsibilities

• Keeps current on insurance policy wording developments, ISO’s research, emerging issues and competitors’ forms to communicate to underwriters and senior management the importance and impact of proposed wording changes.
• Continually develops specialized knowledge of P&C lines of business to identify wording solutions for the policy structures that meet the business needs.
• Collaborates with other Insurance Coverage Specialists, Reinsurance Contracts Specialists, Underwriters, Claims, Regulatory Specialists and Legal colleagues to improve wordings.
• Prioritizes, organizes and optimizes workloads to promote cost-effective delivery and support for coverage documents.
• Develops and implements Admitted Form Filings with the underwriting divisions and regulatory unit.
• Sets challenging goals and works to meet them.
• Effectively manages time and meets deadlines.

Role Qualifications and Experience

• College degree required.CPCU designation preferred.
• Sustained track record in an Insurance Coverage Specialist, Insurance Policy Analyst, Insurance Product Analyst or similar position. Underwriters, Claims/ Legal Professionals with at least five years of coverage experience may also be considered.
• Extensive knowledge of surplus lines and admitted insurance standards, practices and principles.
• Strong knowledge of optimizing insurance policy wording and features to lines of business.
• Reinsurance contract wording experience a plus.
• Excellent analytical and communication skills.High attention to detail and accuracy.
• Ability to work independently and collaborate with colleagues within and across departments.
• Excellent technology skills, including Word, Adobe, Excel, SharePoint and Outlook. Use of AI or LLM a plus.
• Additional consideration may be given for being an active contributor to ISO’s Panels or an insurance tradeassociation’s committee.

Salary Range

106,000.00 - 178,000.00 USD

The annual base salary range posted represents a broad range of salaries around the US and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.

Our Corporate Headquarters Address

General Reinsurance Corporation
400 Atlantic Street, 9th Floor
Stamford, CT 06901 (US)

At General Re Corporation, we celebrate diversity and are committed to creating an inclusive environment for all employees. It is the General Re Corporation's continuing policy to afford equal employment opportunity to all employees and applicants for employment without regard to race, color, sex (including childbirth or related medical conditions), religion, national origin or ancestry, age, past or present disability , marital status, liability for service in the armed forces, veterans' status, citizenship, sexual orientation, gender identity, or any other characteristic protected by applicable law. In addition, Gen Re provides reasonable accommodation for qualified individuals with disabilities in accordance with the Americans with Disabilities Act.