Insurance Coverage Attorney- Liability Coverage

Gpac; Chicago (IL); Sur place; USD 140 000 - 220 000; Plein temps

Résumé du poste

GPAC in Chicago, IL is seeking a senior-level Insurance Coverage Attorney focused on liability coverage. The role involves advising insurers on complex coverage issues, interpreting policies, and managing coverage litigation with minimal supervision.

The ideal candidate has extensive experience drafting coverage opinions, ROIs, and coverage letters, and coordinating with defense teams on coverage strategy for underlying liability matters.

Qualifications

• Minimum 6 years of substantive insurance coverage experience
• Primary focus on liability coverage
• Experience drafting formal coverage opinions and position letters
• Involvement in insurance coverage litigation
• Ability to manage coverage matters with limited supervision

Responsabilités

• Analyze and interpret liability insurance policies (CGL, automobile, excess/umbrella)
• Provide coverage opinions and correspondence with insurers and insureds
• Draft reservation of rights letters and coverage letters
• Handle coverage-related litigation, including declaratory actions and discovery
• Advise clients on coverage strategy in underlying liability matters

Connaissances

Insurance coverage

Liability coverage

Policy interpretation

Litigation experience

Drafting opinions

Independent work

Formation

J.D. degree

Description du poste

Insurance Coverage Attorney- Liability Coverage

Location: Chicago, IL
Experience Level: 6+ years
Practice Focus: Insurance Coverage - Liability

We are currently seeking a senior-level attorney with substantial experience in liability insurance coverage to join our Insurance Coverage practice. The ideal candidate will have a strong background advising insurers and related clients on complex coverage issues, including policy interpretation, coverage opinions, and coverage litigation involving third-party liability claims. This role is best suited for an attorney who has predominantly spent their career working directly with insurance policies and coverage disputes , rather than exclusively defending underlying liability claims.

Core Responsibilities:

• Analyze and interpret liability insurance policies, including:
  • Commercial General Liability (CGL)
  • Automobile liability
  • Excess and umbrella policies
  • Additional insured endorsements and manuscript provisions
• Provide coverage advice and analysis regarding:
  • Duty to defend and duty to indemnify
  • Trigger of coverage
  • Allocation and exhaustion
  • Notice and late-notice issues
  • Exclusions and limitations
  • "Other insurance" provisions
• Draft and review:
  • Coverage opinions
  • Reservation of rights letters
  • Denial and partial denial letters
  • Coverage correspondence with claims professionals and insureds
• Handle insurance coverage litigation, including:
  • Declaratory judgment actions
  • Coverage-related motion practice
  • Discovery focused on coverage issues
  • Hearings and, where applicable, trial and appellate support
• Advise clients on coverage strategy in connection with underlying liability litigation, including coordination with defense counsel and monitoring counsel.
• Communicate directly with insurance carriers, claims professionals, and in-house counsel regarding coverage positions and litigation strategy.

Required Qualifications:

• Minimum 6 years of substantive insurance coverage experience , with a primary focus on liability coverage
• Demonstrated experience analyzing and applying liability insurance policies
• Prior experience drafting formal coverage opinions and position letters
• Meaningful involvement in insurance coverage litigation
• Ability to manage coverage matters with limited supervision

This role is:

• Coverage-centric
• Policy-focused
• Strategically involved in coverage decision-making

This role is not:

• Pure insurance defense
• First-party property or subrogation focused
• Limited to claims handling without legal analysis

Candidates whose experience includes insurance defense work may be considered if they can demonstrate sustained, substantive involvement in liability coverage analysis and coverage decision-making.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.