Insurance Consultant - Outside Sales Representative

Ultimate Staffing; Irvine (CA); Remote; USD 75,000 - 125,000; Full time

Benefits offered by this job

Health Insurance

401k with employer match

Paid Volunteer Days

Company car with gas, maintenance,  보험

Job summary

Ultimate Staffing seeks an experienced insurance sales professional to grow a client base from a remote home office in Northern/Central Orange County or nearby LA counties. You will develop new clientele through networking, present policy terms, and tailor programs to client needs.

Responsibilities include explaining coverage options, negotiating with underwriters, and selling auto, property, liability, workers' compensation, and umbrella policies.

Qualifications

• Insurance licensing required: Life, Health, Fire & Casualty.
• CIC designation within seven years of employment.
• California driver's license required; driving policy compliance.

Responsibilities

• Develop new clientele via networking and prospecting.
• Explain policy features, risks, and costs to clients.
• Negotiate coverage and premiums with underwriters.
• Meet clients online or at their place of business to tailor programs.
• Sell auto, property, liability, workers' comp, and umbrella policies.
• Complete applications and processing; respond to inquiries within 48 hours.

Skills

Sales experience

Insurance industry knowledge

Client networking

Negotiation skills

Education

Bachelor's degree preferred

Associate's degree required

Tools

AMS360

Microsoft Office (Outlook, Word, Excel, Teams)

Job description

Are you looking for a fantastic company to sell a great service/product for right now?

If you have professional sales experience and insurance industry experience, you are an excellent candidate!

Job Summary

Solicit new business and grow the client base through prospecting, cross-selling, referrals, cold calling, and telephone solicitation. Provide personal and professional service to clients.

Location

Primarily work from home, located within Northern/Central Orange County or South/Northeast Los Angeles County.

Job Duties

• Develop new clientele through networking and prospect-list development.
• Explain the features, advantages, and disadvantages of insurance policies.
• Negotiate coverage and premiums with carrier underwriters.
• Meet with clients online and their place of business to explain policy terms, analyze insurance programs, and recommend additions or changes.
• Customize insurance programs to address individual client risks.
• Sell insurance policies, including automobile, property, liability, workers' compensation, professional liability, and umbrella coverage.
• Interview prospective clients to understand their financial resources, insurance needs, property conditions, potential exposures, risk-management needs, and existing coverage.
• Ensure that policy requirements are fulfilled, including completion of required forms.
• Understand and follow company best practices.
• Inspect property to evaluate its general condition, construction type, age, and other risk characteristics.
• Process insurance applications, quotations, ratings, and cost estimates.
• Respond to emails within 48 hours and keep the inbox current, with no more than 50 emails carried over to the next workday.

Skill Requirements

Sales and Marketing

Knowledge of principles and methods for promoting and selling products or services, including marketing strategy, product demonstrations and sales techniques

Technical Skills

• Microsoft Office - Outlook, Word, Excel and Teams
• Agency management system experience, preferably AMS360

Licensing Requirements

• Life, Health, Fire & Casualty license
• CIC designation within seven years of employment
• Valid California driver's license
• Compliance with the company driving policy

Physical Duties and Working Conditions

• General office and computer work
• Travel to client locations as needed
• Ability to comprehend written and verbal communications from clients and coworkers

Education

• Bachelor's degree preferred
• Associate's degree required

• Health Insurance (HMO or PPO)
• 401k with employer match
• Paid Volunteer Days
• Company car with gas, maintenance, insurance included

Annual earnings

75k base - OTE $95,000 - $125,000 (with expected first-year commissions)

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, Los Angeles County Fair Chance Ordinance, and San Francisco Fair Chance Ordinance.